Financial Institutions Stock Options

FISI Stock  USD 27.23  0.02  0.07%   
Financial Institutions' latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.89 with a put-to-call open interest ratio of 0.64 over 18 outstanding agreements suggesting investors are buying more calls than puts on contracts expiring on September 19th 2025.

Open Interest Against September 19th 2025 Option Contracts

The chart above shows Financial Institutions' distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Financial Institutions' open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Financial Institutions' option, there is no secondary market available for investors to trade.

In The Money vs. Out of Money Option Contracts on Financial Institutions

Analyzing Financial Institutions' in-the-money options over time can help investors to take a profitable long position in Financial Institutions regardless of its overall volatility. This is especially true when Financial Institutions' options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Financial Institutions' options could be used as guardians of the underlying stock as they move almost dollar for dollar with Financial Institutions' stock while costing only a fraction of its price.

Financial Institutions In The Money Call Balance

When Financial Institutions' strike price is surpassing the current stock price, the option contract against Financial Institutions stock is said to be in the money. When it comes to buying Financial Institutions' options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Financial Institutions are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Financial Current Options Market Mood

Financial Institutions' open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Financial Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most Financial Institutions' options investors are not very successful. Financial Institutions' option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Financial contract

Base on the Rule 16, the options market is currently suggesting that Financial Institutions will have an average daily up or down price movement of about 0.0556% per day over the life of the 2025-09-19 option contract. With Financial Institutions trading at USD 27.23, that is roughly USD 0.0151. If you think that the market is fully incorporating Financial Institutions' daily price movement you should consider buying Financial Institutions options at the current volatility level of 0.89%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Financial Institutions options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Financial calls. Remember, the seller must deliver Financial Institutions stock to the call owner when a call is exercised.

Financial Institutions Option Chain

When Financial Institutions' strike price is surpassing the current stock price, the option contract against Financial Institutions stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Financial Institutions' option chain is a display of a range of information that helps investors for ways to trade options on Financial. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Financial. It also shows strike prices and maturity days for a Financial Institutions against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
FISI250919C00040000040.00.0 - 0.40.4Out
Call
FISI250919C00035000035.00.0 - 0.60.6Out
Call
FISI250919C000300002030.00.0 - 3.23.2Out
Call
FISI250919C00025000125.02.7 - 3.52.7In
Call
FISI250919C00022500122.53.7 - 7.53.7In
Call
FISI250919C00020000020.06.6 - 10.06.6In
Call
FISI250919C00017500017.59.0 - 12.59.0In
Call
FISI250919C00015000015.011.4 - 15.011.4In
Call
FISI250919C00012500012.512.5 - 17.412.5In
 Put
FISI250919P00040000040.011.8 - 14.011.8In
 Put
FISI250919P00035000035.06.7 - 9.46.7In
 Put
FISI250919P00030000030.01.8 - 4.91.8In
 Put
FISI250919P00025000425.00.4 - 3.11.47Out
 Put
FISI250919P000225001022.50.0 - 2.650.69Out
 Put
FISI250919P00020000020.00.0 - 4.64.6Out
 Put
FISI250919P00017500017.50.0 - 4.64.6Out
 Put
FISI250919P00015000015.00.0 - 2.22.2Out
 Put
FISI250919P00012500012.50.0 - 3.03.0Out

Financial Institutions Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Financial Total Stockholder Equity

Total Stockholder Equity

597.43 Million

As of now, Financial Institutions' Total Stockholder Equity is increasing as compared to previous years.

Financial Institutions Corporate Management

Sandra ByersController VPProfile
William IICFO VPProfile
Reid WhitingChief OfficerProfile
Eric MarksSenior OfficerProfile
Gary PacosSenior OfficerProfile
Shelly DoranIR Contact OfficerProfile
When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.364
Dividend Share
1.21
Earnings Share
(2.05)
Revenue Per Share
6.447
Quarterly Revenue Growth
(0.04)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.