First Northwest Bancorp Stock Today

FNWB Stock  USD 10.25  0.80  7.24%   

Performance

0 of 100

 
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Odds Of Distress

Over 58

 
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Above Average
First Northwest is trading at 10.25 as of the 1st of May 2024, a -7.24 percent decrease since the beginning of the trading day. The stock's open price was 11.05. First Northwest has over 58 % chance of experiencing financial distress in the next 2 years of operation and has generated negative returns for investors over the last 90 days. Equity ratings for First Northwest Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 1st of April 2024 and ending today, the 1st of May 2024. Click here to learn more.
Business Domain
Banks
IPO Date
30th of January 2015
Category
Financial Services
Classification
Financials
First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. The company was founded in 1923 and is based in Port Angeles, Washington. The company has 9.44 M outstanding shares of which 33.47 K shares are currently shorted by private and institutional investors with about 2.15 trading days to cover. More on First Northwest Bancorp

Moving against First Stock

  0.45TECTP Tectonic FinancialPairCorr
  0.42DB Deutsche Bank AGPairCorr

First Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. First Northwest's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding First Northwest or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO PresidentMatthew Deines
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering First Northwest report their recommendations after researching First Northwest's financial statements, talking to executives and customers, or listening in on First Northwest's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering First Northwest Bancorp. The First consensus assessment is calculated by taking the average forecast from all of the analysts covering First Northwest.
Financial Strength
Based on the key indicators related to First Northwest's liquidity, profitability, solvency, and operating efficiency, First Northwest Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of First Northwest Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.02850.0477
Way Down
Slightly volatile
Total Current Liabilities1.1 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.1 BB
Sufficiently Up
Slightly volatile
Total Assets1.4 B2.2 B
Way Down
Slightly volatile
Total Current Assets124.5 M131.1 M
Notably Down
Slightly volatile
First Northwest's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to First Northwest's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Northwest's financial leverage. It provides some insight into what part of First Northwest's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on First Northwest's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how First Northwest deploys its capital and how much of that capital is borrowed.
Liquidity
First Northwest cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 327.28 M in liabilities with Debt to Equity (D/E) ratio of 4.32, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist First Northwest until it has trouble settling it off, either with new capital or with free cash flow. So, First Northwest's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Northwest Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Northwest's use of debt, we should always consider it together with cash and equity.

Change To Inventory

2.02 Million
First Northwest Bancorp (FNWB) is traded on NASDAQ Exchange in USA. It is located in 105 West 8th Street, Port Angeles, WA, United States, 98362 and employs 270 people. First Northwest is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 103.3 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Northwest's market, we take the total number of its shares issued and multiply it by First Northwest's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. First Northwest Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 9.44 M outstanding shares of which 33.47 K shares are currently shorted by private and institutional investors with about 2.15 trading days to cover. First Northwest Bancorp currently holds about 103.66 M in cash with 17.59 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.39, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check First Northwest Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Northwest Bancorp is $103.3 Million. Over half of First Northwest's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in First Northwest. Please watch out for any change in the institutional holdings of First Northwest Bancorp as this could mean something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Price Odds Analysis

What are First Northwest's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of First Northwest jumping above the current price in 90 days from now is about 99.0%. The First Northwest Bancorp probability density function shows the probability of First Northwest stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days First Northwest has a beta of 0.9704. This usually indicates First Northwest Bancorp market returns are sensitive to returns on the market. As the market goes up or down, First Northwest is expected to follow. Additionally, first Northwest Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 10.25HorizonTargetOdds Above 10.25
1.20%90 days
 10.25 
98.80%
Based on a normal probability distribution, the odds of First Northwest to move above the current price in 90 days from now is about 99.0 (This First Northwest Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .

First Stock Institutional Holders

Institutional Holdings refers to the ownership stake in First Northwest that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Northwest's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Northwest's value.
InstituionRecorded OnShares
Geode Capital Management, Llc2023-12-31
89.6 K
Bridgeway Capital Management, Llc2023-12-31
72.4 K
Holdco Asset Management, L.p.2023-12-31
59.8 K
Bank Of America Corp2023-12-31
55.6 K
Bank Of New York Mellon Corp2023-12-31
39.8 K
Coldstream Capital Management Inc2023-12-31
35.5 K
State Street Corporation2023-12-31
32.5 K
Goldman Sachs Group Inc2023-12-31
26.7 K
Qube Research & Technologies2023-12-31
21.1 K
Fmr Inc2023-12-31
864.7 K
Private Capital Management, Llc2023-12-31
795.9 K
View First Northwest Diagnostics

First Northwest Historical Income Statement

First Northwest Bancorp Income Statement is one of the three primary financial statements used for reporting First's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of First Northwest Bancorp revenue and expense. First Northwest Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, First Northwest's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 2.8 M, whereas Depreciation And Amortization is forecasted to decline to about 1.3 M. View More Fundamentals

First Stock Against Markets

Picking the right benchmark for First Northwest stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in First Northwest stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for First Northwest is critical whether you are bullish or bearish towards First Northwest Bancorp at a given time. Please also check how First Northwest's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in First Northwest without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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First Northwest Corporate Directors

First Northwest corporate directors refer to members of a First Northwest board of directors. The board of directors generally takes responsibility for the First Northwest's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of First Northwest's board members must vote for the resolution. The First Northwest board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.

How to buy First Stock?

Before investing in First Northwest, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in First Northwest. To buy First Northwest stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of First Northwest. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase First Northwest stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located First Northwest Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased First Northwest Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as First Northwest Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy First Stock please use our How to Invest in First Northwest guide.

Already Invested in First Northwest Bancorp?

The danger of trading First Northwest Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of First Northwest is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than First Northwest. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile First Northwest Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether First Northwest Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Northwest's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Northwest Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Northwest Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

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When running First Northwest's price analysis, check to measure First Northwest's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Northwest is operating at the current time. Most of First Northwest's value examination focuses on studying past and present price action to predict the probability of First Northwest's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Northwest's price. Additionally, you may evaluate how the addition of First Northwest to your portfolios can decrease your overall portfolio volatility.
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Is First Northwest's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Northwest. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Northwest listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.21
Earnings Share
(0.09)
Revenue Per Share
6.585
Quarterly Revenue Growth
(0.21)
The market value of First Northwest Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Northwest's value that differs from its market value or its book value, called intrinsic value, which is First Northwest's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Northwest's market value can be influenced by many factors that don't directly affect First Northwest's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Northwest's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Northwest is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Northwest's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.