First Northwest Bancorp Stock Buy Hold or Sell Recommendation
| FNWB Stock | USD 10.25 0.80 7.24% |
Given the investment horizon of 90 days and your typical level of risk aversion, our recommendation regarding First Northwest Bancorp is 'Strong Hold'. Macroaxis provides First Northwest buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FNWB positions. The advice algorithm takes into account all of First Northwest's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting First Northwest's buy or sell advice are summarized below:
Real Value 12.95 | Target Price 14.25 | Hype Value 10.3 | Market Value 10.25 | Naive Value 11.39 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell First Northwest Bancorp given historical horizon and risk tolerance towards First Northwest. When Macroaxis issues a 'buy' or 'sell' recommendation for First Northwest Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
First |
Execute First Northwest Buy or Sell Advice
The First recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on First Northwest Bancorp. Macroaxis does not own or have any residual interests in First Northwest Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute First Northwest's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
First Northwest Trading Alerts and Improvement Suggestions
| First Northwest generated a negative expected return over the last 90 days | |
| First Northwest has high likelihood to experience some financial distress in the next 2 years | |
| First Northwest has a poor financial position based on the latest SEC disclosures | |
| About 59.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Bank of Marin Q1 Earnings and Revenues Miss Estimates |
First Northwest Returns Distribution Density
The distribution of First Northwest's historical returns is an attempt to chart the uncertainty of First Northwest's future price movements. The chart of the probability distribution of First Northwest daily returns describes the distribution of returns around its average expected value. We use First Northwest Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of First Northwest returns is essential to provide solid investment advice for First Northwest.
| Mean Return | -0.35 | Value At Risk | -3.41 | Potential Upside | 3.15 | Standard Deviation | 2.65 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of First Northwest historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
First Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Northwest is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Northwest Bancorp backward and forwards among themselves. First Northwest's institutional investor refers to the entity that pools money to purchase First Northwest's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 89.6 K | Bridgeway Capital Management, Llc | 2023-12-31 | 72.4 K | Holdco Asset Management, L.p. | 2023-12-31 | 59.8 K | Bank Of America Corp | 2023-12-31 | 55.6 K | Bank Of New York Mellon Corp | 2023-12-31 | 39.8 K | Coldstream Capital Management Inc | 2023-12-31 | 35.5 K | State Street Corporation | 2023-12-31 | 32.5 K | Goldman Sachs Group Inc | 2023-12-31 | 26.7 K | Qube Research & Technologies | 2023-12-31 | 21.1 K | Fmr Inc | 2023-12-31 | 864.7 K | Private Capital Management, Llc | 2023-12-31 | 795.9 K |
First Northwest Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 22.4M | 16.4M | 60.9M | (80.4M) | 77.6M | 81.5M | |
| Free Cash Flow | 13.7M | 10.0M | 9.1M | 13.0M | 16.0M | 16.8M | |
| Depreciation | 1.6M | 1.7M | 1.5M | 2.1M | 1.6M | 1.3M | |
| Other Non Cash Items | (932K) | (4.3M) | 2.8M | 1.8M | 11.4M | 12.0M | |
| Capital Expenditures | 426K | 1.8M | 6.0M | 2.9M | 1.6M | 1.9M | |
| Net Income | 9.0M | 10.3M | 15.0M | 13.5M | 2.3M | 2.2M | |
| End Period Cash Flow | 48.7M | 65.2M | 126.0M | 45.6M | 123.2M | 129.3M | |
| Investments | (19.5M) | (314.5M) | (194.1M) | (232.8M) | (90.6M) | (95.2M) | |
| Net Borrowings | (23.6M) | (3.0M) | 39.2M | 12M | 13.8M | 8.0M | |
| Change To Netincome | 787K | (3.6M) | 6.4M | 38K | 43.7K | 41.5K | |
| Change Receivables | 117K | (3.0M) | 1.7M | (1.5M) | (1.3M) | (1.2M) | |
| Dividends Paid | 1.4M | 2.2M | 2.5M | 2.8M | 2.7M | 2.6M |
First Northwest Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to First Northwest or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that First Northwest's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a First stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.41 | |
β | Beta against NYSE Composite | 0.97 | |
σ | Overall volatility | 2.79 | |
Ir | Information ratio | -0.16 |
First Northwest Volatility Alert
First Northwest Bancorp exhibits very low volatility with skewness of -1.84 and kurtosis of 6.21. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure First Northwest's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact First Northwest's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.First Northwest Fundamentals Vs Peers
Comparing First Northwest's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze First Northwest's direct or indirect competition across all of the common fundamentals between First Northwest and the related equities. This way, we can detect undervalued stocks with similar characteristics as First Northwest or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of First Northwest's fundamental indicators could also be used in its relative valuation, which is a method of valuing First Northwest by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare First Northwest to competition |
| Fundamentals | First Northwest | Peer Average |
| Return On Equity | -0.0057 | -0.31 |
| Return On Asset | -4.0E-4 | -0.14 |
| Profit Margin | (0.01) % | (1.27) % |
| Operating Margin | 0.08 % | (5.51) % |
| Current Valuation | 398.45 M | 16.62 B |
| Shares Outstanding | 9.44 M | 571.82 M |
| Shares Owned By Insiders | 19.20 % | 10.09 % |
| Shares Owned By Institutions | 59.44 % | 39.21 % |
| Number Of Shares Shorted | 33.47 K | 4.71 M |
| Price To Earning | 10.77 X | 28.72 X |
| Price To Book | 0.67 X | 9.51 X |
| Price To Sales | 1.71 X | 11.42 X |
| Revenue | 104.92 M | 9.43 B |
| Gross Profit | 78.66 M | 27.38 B |
| EBITDA | (1.21 M) | 3.9 B |
| Net Income | 2.27 M | 570.98 M |
| Cash And Equivalents | 103.66 M | 2.7 B |
| Cash Per Share | 10.39 X | 5.01 X |
| Total Debt | 327.28 M | 5.32 B |
| Debt To Equity | 4.32 % | 48.70 % |
| Book Value Per Share | 17.00 X | 1.93 K |
| Cash Flow From Operations | 17.59 M | 971.22 M |
| Short Ratio | 2.15 X | 4.00 X |
| Earnings Per Share | (0.09) X | 3.12 X |
| Target Price | 17.0 | |
| Number Of Employees | 270 | 18.84 K |
| Beta | 0.76 | -0.15 |
| Market Capitalization | 103.3 M | 19.03 B |
| Total Asset | 2.2 B | 29.47 B |
| Retained Earnings | 107.35 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Net Asset | 2.2 B | |
| Last Dividend Paid | 0.21 |
Note: Disposition of tradable shares by Brennan Sean Patrick of First Northwest subject to Rule 16b-3 [view details]
First Northwest Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as First . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 3608.57 | |||
| Daily Balance Of Power | (0.81) | |||
| Rate Of Daily Change | 0.93 | |||
| Day Median Price | 10.66 | |||
| Day Typical Price | 10.52 | |||
| Price Action Indicator | (0.81) | |||
| Period Momentum Indicator | (0.80) | |||
| Relative Strength Index | 9.85 |
About First Northwest Buy or Sell Advice
When is the right time to buy or sell First Northwest Bancorp? Buying financial instruments such as First Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 119.3M | 285.4M | 327.3M | 167.7M | Total Assets | 1.9B | 2.0B | 2.2B | 1.4B |
Use Investing Ideas to Build Portfolios
In addition to having First Northwest in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Copper
Companies involved in production of copper. The Copper theme has 44 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Copper Theme or any other thematic opportunities.
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Check out First Northwest Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Complementary Tools for First Stock analysis
When running First Northwest's price analysis, check to measure First Northwest's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Northwest is operating at the current time. Most of First Northwest's value examination focuses on studying past and present price action to predict the probability of First Northwest's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Northwest's price. Additionally, you may evaluate how the addition of First Northwest to your portfolios can decrease your overall portfolio volatility.
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Is First Northwest's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Northwest. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Northwest listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.90) | Dividend Share 0.21 | Earnings Share (0.09) | Revenue Per Share 6.585 | Quarterly Revenue Growth (0.21) |
The market value of First Northwest Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Northwest's value that differs from its market value or its book value, called intrinsic value, which is First Northwest's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Northwest's market value can be influenced by many factors that don't directly affect First Northwest's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Northwest's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Northwest is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Northwest's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.