United Community Banks Preferred Stock Today
| UCBIO Preferred Stock | USD 23.10 0.45 1.91% |
Performance0 of 100
| Odds Of DistressLess than 9
|
United Community is selling at 23.10 as of the 27th of April 2024; that is -1.91 percent down since the beginning of the trading day. The preferred stock's open price was 23.55. United Community has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for United Community Banks are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 28th of March 2024 and ending today, the 27th of April 2024. Click here to learn more.
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. The company has 0 outstanding shares of which 6.77 K shares are at this time shorted by private and institutional investors with about 0.58 days to cover all short positions. More on United Community Banks
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United Preferred Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. United Community's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding United Community or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Business Concentration | Banking, Banks - Regional, Financial Services, Banks—Regional, Financial Services (View all Sectors) |
United Community Banks (UCBIO) is traded on NASDAQ Exchange in USA. It is located in 125 Highway 515 East, Blairsville, GA, United States, 30512 and employs 10 people. United Community is listed under Banking category by Fama And French industry classification. The company classifies itself under Financial Services sector and is part of Banks—Regional industry. United Community Banks has 0 outstanding shares of which 6.77 K shares are at this time shorted by private and institutional investors with about 0.58 days to cover all short positions.
United Community Banks has accumulated about 484.02 M in cash with 359.32 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.56.
Check United Community Probability Of Bankruptcy
United Stock Price Odds Analysis
Contingent on a normal probability distribution, the odds of United Community jumping above the current price in 90 days from now is roughly 96.0%. The United Community Banks probability density function shows the probability of United Community preferred stock to fall within a particular range of prices over 90 days. Assuming the 90 days horizon United Community Banks has a beta of -0.0884. This usually implies as returns on the benchmark increase, returns on holding United Community are expected to decrease at a much lower rate. During a bear market, however, United Community Banks is likely to outperform the market. Additionally, united Community Banks has an alpha of 0.0213, implying that it can generate a 0.0213 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of United Community to move above the current price in 90 days from now is roughly 96.0 (This United Community Banks probability density function shows the probability of United Preferred Stock to fall within a particular range of prices over 90 days) .
United Community Banks Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. United Community market risk premium is the additional return an investor will receive from holding United Community long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in United Community. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although United Community's alpha and beta are two of the key measurements used to evaluate United Community's performance over the market, the standard measures of volatility play an important role as well.
| Risk Adjusted Performance | 0.0196 | |||
| Jensen Alpha | 0.0213 | |||
| Total Risk Alpha | (0.10) | |||
| Sortino Ratio | (0.07) |
United Stock Against Markets
Picking the right benchmark for United Community preferred stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in United Community preferred stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for United Community is critical whether you are bullish or bearish towards United Community Banks at a given time. Please also check how United Community's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in United Community without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Performance AnalysisCheck effects of mean-variance optimization against your current asset allocation |
| All Next | Launch Module |
United Community Corporate Management
Elected by the shareholders, the United Community's board of directors comprises two types of representatives: United Community inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Community's management team and ensure that shareholders' interests are well served. United Community's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Community's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Melinda Lux | Gen VP | Profile | |
| Robert Edwards | Ex Officer | Profile | |
| Mark Terry | Chief Officer | Profile | |
| Herbert Harton | Chairman CEO | Profile | |
| Mitch Ralston | Pres County | Profile | |
| Richard Bradshaw | Pres Officer | Profile | |
| Jefferson CFA | Ex CFO | Profile |
How to buy United Preferred Stock?
Before investing in United Community, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in United Community. To buy United Community preferred stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of United Community. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase United Community preferred stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located United Community Banks preferred stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased United Community Banks preferred stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the preferred stock
It's important to note that investing in stocks, such as United Community Banks, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in preferred stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments.
Already Invested in United Community Banks?
The danger of trading United Community Banks is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of United Community is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than United Community. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile United Community Banks is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Community Banks. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Complementary Tools for United Preferred Stock analysis
When running United Community's price analysis, check to measure United Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Community is operating at the current time. Most of United Community's value examination focuses on studying past and present price action to predict the probability of United Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Community's price. Additionally, you may evaluate how the addition of United Community to your portfolios can decrease your overall portfolio volatility.
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