Citizens Stock Technical Analysis
| CIA Stock | USD 5.55 0.09 1.65% |
As of the 29th of January, Citizens shows the Downside Deviation of 4.57, mean deviation of 2.94, and Risk Adjusted Performance of 0.0205. Citizens technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Citizens Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Citizens, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to CitizensCitizens' Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Citizens assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Citizens's market price often diverges from its book value, the accounting figure shown on Citizens's balance sheet. Smart investors calculate Citizens' intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Citizens' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Citizens' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Citizens 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Citizens' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Citizens.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Citizens on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Citizens or generate 0.0% return on investment in Citizens over 90 days. Citizens is related to or competes with NI Holdings, Destiny Tech100, Citizens Northern, Waterstone Financial, FS Bancorp, Graf Global, and Legato Merger. Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally More
Citizens Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Citizens' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Citizens upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.57 | |||
| Information Ratio | 7.0E-4 | |||
| Maximum Drawdown | 15.47 | |||
| Value At Risk | (6.53) | |||
| Potential Upside | 4.61 |
Citizens Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Citizens' standard deviation. In reality, there are many statistical measures that can use Citizens historical prices to predict the future Citizens' volatility.| Risk Adjusted Performance | 0.0205 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 5.0E-4 | |||
| Treynor Ratio | 0.0361 |
Citizens January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0205 | |||
| Market Risk Adjusted Performance | 0.0461 | |||
| Mean Deviation | 2.94 | |||
| Semi Deviation | 4.22 | |||
| Downside Deviation | 4.57 | |||
| Coefficient Of Variation | 5849.7 | |||
| Standard Deviation | 3.73 | |||
| Variance | 13.92 | |||
| Information Ratio | 7.0E-4 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 5.0E-4 | |||
| Treynor Ratio | 0.0361 | |||
| Maximum Drawdown | 15.47 | |||
| Value At Risk | (6.53) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 20.89 | |||
| Semi Variance | 17.84 | |||
| Expected Short fall | (2.86) | |||
| Skewness | (0.71) | |||
| Kurtosis | (0.15) |
Citizens Backtested Returns
At this point, Citizens is moderately volatile. Citizens secures Sharpe Ratio (or Efficiency) of 0.0171, which signifies that the company had a 0.0171 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Citizens, which you can use to evaluate the volatility of the firm. Please confirm Citizens' Risk Adjusted Performance of 0.0205, downside deviation of 4.57, and Mean Deviation of 2.94 to double-check if the risk estimate we provide is consistent with the expected return of 0.0638%. Citizens has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.49, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Citizens will likely underperform. Citizens right now shows a risk of 3.73%. Please confirm Citizens sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to decide if Citizens will be following its price patterns.
Auto-correlation | -0.28 |
Weak reverse predictability
Citizens has weak reverse predictability. Overlapping area represents the amount of predictability between Citizens time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Citizens price movement. The serial correlation of -0.28 indicates that nearly 28.0% of current Citizens price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.28 | |
| Spearman Rank Test | -0.06 | |
| Residual Average | 0.0 | |
| Price Variance | 0.1 |
Citizens technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Citizens Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of Citizens volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About Citizens Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Citizens on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Citizens based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Citizens price pattern first instead of the macroeconomic environment surrounding Citizens. By analyzing Citizens's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Citizens's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Citizens specific price patterns or momentum indicators. Please read more on our technical analysis page.
Citizens January 29, 2026 Technical Indicators
Most technical analysis of Citizens help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Citizens from various momentum indicators to cycle indicators. When you analyze Citizens charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0205 | |||
| Market Risk Adjusted Performance | 0.0461 | |||
| Mean Deviation | 2.94 | |||
| Semi Deviation | 4.22 | |||
| Downside Deviation | 4.57 | |||
| Coefficient Of Variation | 5849.7 | |||
| Standard Deviation | 3.73 | |||
| Variance | 13.92 | |||
| Information Ratio | 7.0E-4 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 5.0E-4 | |||
| Treynor Ratio | 0.0361 | |||
| Maximum Drawdown | 15.47 | |||
| Value At Risk | (6.53) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 20.89 | |||
| Semi Variance | 17.84 | |||
| Expected Short fall | (2.86) | |||
| Skewness | (0.71) | |||
| Kurtosis | (0.15) |
Citizens January 29, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Citizens stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2,127 | ||
| Daily Balance Of Power | 0.36 | ||
| Rate Of Daily Change | 1.02 | ||
| Day Median Price | 5.43 | ||
| Day Typical Price | 5.47 | ||
| Price Action Indicator | 0.17 |
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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