Meta Financial Valuation

CASH Stock  USD 74.53  0.62  0.84%   
At this time, the firm appears to be undervalued. Meta Financial Group secures a last-minute Real Value of $80.55 per share. The latest price of the firm is $74.53. Our model forecasts the value of Meta Financial Group from analyzing the firm fundamentals such as Current Valuation of 1.61 B, return on equity of 0.22, and Profit Margin of 0.24 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Meta Financial's valuation include:
Price Book
1.9404
Enterprise Value
1.6 B
Price Sales
2.1756
Trailing PE
9.4701
Enterprise Value Revenue
2.5346
Undervalued
Today
74.53
Please note that Meta Financial's price fluctuation is very steady at this time. Calculation of the real value of Meta Financial Group is based on 3 months time horizon. Increasing Meta Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Meta Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Meta Stock. However, Meta Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  74.53 Real  80.55 Target  88.0 Hype  74.56 Naive  73.56
The intrinsic value of Meta Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Meta Financial's stock price.
80.55
Real Value
82.35
Upside
Estimating the potential upside or downside of Meta Financial Group helps investors to forecast how Meta stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Meta Financial more accurately as focusing exclusively on Meta Financial's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
3.113.273.43
Details
Hype
Prediction
LowEstimatedHigh
72.7674.5676.36
Details
Potential
Annual Dividend
LowForecastedHigh
0.130.130.13
Details
3 Analysts
Consensus
LowTarget PriceHigh
80.0888.0097.68
Details
When choosing an evaluation method for Meta Financial Group, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Meta Financial Cash

163.81 Million

Meta Revenue by Product

Meta Financial Total Value Analysis

Meta Financial Group is currently projected to have valuation of 1.61 B with market capitalization of 1.7 B, debt of 42.46 M, and cash on hands of 388.04 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Meta Financial fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
1.61 B
1.7 B
42.46 M
388.04 M

Meta Financial Investor Information

About 96.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.94. Some equities with similar Price to Book (P/B) outperform the market in the long run. Meta Financial Group recorded earning per share (EPS) of 7.87. The entity last dividend was issued on the 10th of December 2025. The firm had 3:1 split on the 5th of October 2018. Meta Financial Group is performing exceptionally good at this time. It has a great probability to report excellent financial results in February.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.30.28
Notably Up
Slightly volatile
Operating Income258.3 M246 M
Sufficiently Up
Slightly volatile

Meta Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Meta Financial has an asset utilization ratio of 9.55 percent. This signifies that the Company is making $0.0955 for each dollar of assets. An increasing asset utilization means that Meta Financial Group is more efficient with each dollar of assets it utilizes for everyday operations.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Meta Financial Ownership Allocation

Meta Financial Group maintains a total of 22.34 Million outstanding shares. The majority of Meta Financial outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Meta Financial Group to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Meta Financial Group. Please pay attention to any change in the institutional holdings of Meta Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Meta Financial Profitability Analysis

The company reported the previous year's revenue of 685.23 M. Net Income was 186.79 M with profit before overhead, payroll, taxes, and interest of 780.12 M.

Meta Financial Past Distributions to stockholders

About Meta Financial Valuation

An absolute valuation paradigm, as applied to Meta Stock, attempts to find the value of Meta Financial Group based on its fundamental and basic technical indicators. By analyzing Meta Financial's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Meta Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Meta Financial. We calculate exposure to Meta Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Meta Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit709.4 M744.9 M
Pretax Profit Margin 0.29  0.31 
Operating Profit Margin 0.28  0.30 
Net Profit Margin 0.24  0.26 
Gross Profit Margin 0.81  0.55 

Meta Financial Quarterly Retained Earnings

359.83 Million

Meta Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Meta Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Meta Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Meta Financial represents a small ownership stake in the entity. As a stockholder of Meta, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Meta Financial Dividends Analysis For Valuation

As of now, Meta Financial's Dividend Yield is increasing as compared to previous years. The Meta Financial's current Dividend Payout Ratio is estimated to increase to 1.04, while Dividends Paid is projected to decrease to under 3.2 M. . As of now, Meta Financial's Retained Earnings are increasing as compared to previous years. The Meta Financial's current Earning Assets is estimated to increase to about 1.6 B, while Retained Earnings Total Equity is projected to decrease to under 153.5 M.
Last ReportedProjected for Next Year
Dividends Paid5.4 M3.2 M
Dividend Yield 0.09  0.11 
Dividend Payout Ratio 0.99  1.04 
Dividend Paid And Capex Coverage Ratio 0.40  0.38 
There are various types of dividends Meta Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Meta shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Meta Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Meta pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Meta Financial by the value of the dividends paid out.

Meta Financial Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding23.5 M
Quarterly Earnings Growth Y O Y0.261

Meta Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Meta Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Meta we look at many different elements of the entity such as Meta's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Meta Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Meta Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Meta Financial's worth.

Complementary Tools for Meta Stock analysis

When running Meta Financial's price analysis, check to measure Meta Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Meta Financial is operating at the current time. Most of Meta Financial's value examination focuses on studying past and present price action to predict the probability of Meta Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Meta Financial's price. Additionally, you may evaluate how the addition of Meta Financial to your portfolios can decrease your overall portfolio volatility.
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