FinVolution Valuation
| FINV Stock | USD 9.84 0.33 3.47% |
At this time, the firm appears to be fairly valued. FinVolution Group shows a prevailing Real Value of $9.75 per share. The current price of the firm is $9.84. Our model computes the value of FinVolution Group from reviewing the firm fundamentals such as Shares Outstanding of 140.07 M, current valuation of 1.32 B, and Profit Margin of 0.19 % as well as analyzing its technical indicators and probability of bankruptcy.
Price Book 1.1562 | Enterprise Value 1.3 B | Enterprise Value Ebitda 3.287 | Price Sales 0.1861 | Forward PE 3.6724 |
Fairly Valued
Today
Please note that FinVolution's price fluctuation is not too volatile at this time. Calculation of the real value of FinVolution Group is based on 3 months time horizon. Increasing FinVolution's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the FinVolution stock is determined by what a typical buyer is willing to pay for full or partial control of FinVolution Group. Since FinVolution is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FinVolution Stock. However, FinVolution's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.84 | Real 9.75 | Target 11.83 | Hype 9.81 | Naive 9.4 |
The intrinsic value of FinVolution's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence FinVolution's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of FinVolution Group helps investors to forecast how FinVolution stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FinVolution more accurately as focusing exclusively on FinVolution's fundamentals will not take into account other important factors: FinVolution Cash |
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FinVolution Total Value Analysis
FinVolution Group is currently estimated to have valuation of 1.32 B with market capitalization of 2.49 B, debt of 34.36 M, and cash on hands of 5.39 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FinVolution fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.32 B | 2.49 B | 34.36 M | 5.39 B |
FinVolution Investor Information
About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.16. Some equities with similar Price to Book (P/B) outperform the market in the long run. FinVolution Group last dividend was issued on the 16th of April 2025. Based on the analysis of FinVolution's profitability, liquidity, and operating efficiency, FinVolution Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in August.FinVolution Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FinVolution has an asset utilization ratio of 55.35 percent. This indicates that the Company is making $0.55 for each dollar of assets. An increasing asset utilization means that FinVolution Group is more efficient with each dollar of assets it utilizes for everyday operations.FinVolution Ownership Allocation
FinVolution holds a total of 140.07 Million outstanding shares. Over half of FinVolution's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.FinVolution Profitability Analysis
The company reported the previous year's revenue of 13.07 B. Net Income was 2.38 B with profit before overhead, payroll, taxes, and interest of 10.61 B.FinVolution Past Distributions to stockholders
About FinVolution Valuation
Our relative valuation model uses a comparative analysis of FinVolution. We calculate exposure to FinVolution's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FinVolution's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 10.4 B | 6.1 B |
A single share of FinVolution represents a small ownership stake in the entity. As a stockholder of FinVolution, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
FinVolution Dividends Analysis For Valuation
Please note that FinVolution has scaled down on payment of dividends at this time. Retained Earnings is likely to climb to about 11.6 B in 2025
There are various types of dividends FinVolution can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FinVolution shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FinVolution Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FinVolution pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FinVolution by the value of the dividends paid out.
FinVolution Growth Indicators
Investing in growth stocks can be very risky. If the company such as FinVolution does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 264 M | |
| Quarterly Earnings Growth Y O Y | 0.462 | |
| Forward Price Earnings | 3.6724 |
Additional Tools for FinVolution Stock Analysis
When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.