FinVolution Financials
| FINV Stock | USD 9.51 0.33 3.35% |
The financial analysis of FinVolution is a critical element in measuring its lifeblood. Investors should not minimize FinVolution's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income |
|
FinVolution | Select Account or Indicator | Build AI portfolio with FinVolution Stock |
Understanding current and past FinVolution Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of FinVolution's financial statements are interrelated, with each one affecting the others. For example, an increase in FinVolution's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in FinVolution's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FinVolution Group. Check FinVolution's Beneish M Score to see the likelihood of FinVolution's management manipulating its earnings.
FinVolution Stock Summary
FinVolution competes with Estee Lauder, Qorvo, Everspin Technologies, Micron Technology, and IPG Photonics. FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the Peoples Republic of China. Finvolution Group operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 4259 people.Specialization | Financial Services, Financial Services |
| Instrument | USA Stock View All |
| Exchange | New York Stock Exchange |
| ISIN | US31810T1016 |
| CUSIP | 31810T101 69354V108 |
| Location | China |
| Business Address | Building G1, Shanghai, |
| Sector | Consumer Finance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | ir.finvgroup.com |
| Phone | 86 21 8030 3200 |
| Currency | USD - US Dollar |
FinVolution Key Financial Ratios
| Revenue | 13.07 B | ||||
| Gross Profit | 10.61 B | ||||
| EBITDA | 7.14 B | ||||
| Net Income | 2.38 B | ||||
| Total Asset | 23.61 B |
FinVolution Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 14.9B | 18.1B | 21.4B | 21.3B | 23.6B | 15.6B | |
| Other Current Liab | (812.5M) | (514.4M) | (1.0B) | 1.6B | 2.2B | 1.6B | |
| Other Liab | 9.4B | 5.5B | 6.3B | 7.4B | 8.6B | 5.6B | |
| Net Tangible Assets | 7.8B | 8.2B | 10.5B | 12.2B | 14.1B | 14.8B | |
| Net Debt | (2.6B) | (4.4B) | (3.5B) | (4.9B) | (4.6B) | (4.4B) | |
| Retained Earnings | 2.7B | 4.7B | 6.5B | 9.1B | 11.1B | 11.6B | |
| Cash | 2.6B | 4.4B | 3.6B | 5.0B | 4.7B | 2.9B | |
| Other Assets | 155.8M | 455.7M | 919.4M | 205.5M | 236.4M | 301.9M | |
| Net Receivables | 863.9M | 1.9B | 6.1B | 2.2B | 2.4B | 3.1B | |
| Inventory | (3.4B) | (2.7B) | (3.6B) | 205.5M | 185.0M | 194.2M | |
| Other Current Assets | 4.5B | 5.9B | 5.8B | 7.9B | 9.2B | 5.0B | |
| Total Liab | 6.5B | 7.4B | 8.9B | 7.4B | 8.1B | 6.9B | |
| Total Current Assets | 13.5B | 16.4B | 18.9B | 18.2B | 19.1B | 13.9B | |
| Intangible Assets | 68.9M | 64.3M | 98.9M | 98.7M | 137.3M | 80.2M |
FinVolution Key Income Statement Accounts
The reason investors look at the income statement is to determine what FinVolution's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Tax Provision | 455.4M | 240.8M | 454.8M | 468.5M | 457.4M | 334.1M | |
| Interest Expense | 235.6M | 228.3M | 205.2M | 205.8M | 236.7M | 133.2M | |
| Total Revenue | 7.6B | 9.5B | 11.1B | 12.6B | 13.1B | 7.6B | |
| Gross Profit | 6.2B | 7.6B | 9.1B | 9.9B | 10.4B | 6.1B | |
| Operating Income | 2.3B | 2.6B | 2.5B | 6.9B | 2.5B | 1.6B | |
| Ebit | 2.3B | 2.6B | 2.5B | 6.8B | 7.1B | 7.5B | |
| Research Development | 370.2M | 434.9M | 491.5M | 511.0M | 496.7M | 363.7M | |
| Ebitda | 2.4B | 2.7B | 2.6B | 6.9B | 7.1B | 7.5B | |
| Cost Of Revenue | 1.3B | 1.8B | 2.0B | 2.7B | 2.7B | 1.6B | |
| Income Before Tax | 2.4B | 2.7B | 2.7B | 2.8B | 2.8B | 2.3B | |
| Net Income | 2.0B | 2.5B | 2.3B | 2.3B | 2.4B | 2.0B | |
| Income Tax Expense | 455.4M | 240.8M | 454.8M | 395.1M | 457.4M | 326.0M | |
| Minority Interest | 67.0M | 13.6M | (14.9M) | (43.2M) | (4.7M) | (4.5M) |
FinVolution Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining FinVolution's current stock value. Our valuation model uses many indicators to compare FinVolution value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across FinVolution competition to find correlations between indicators driving FinVolution's intrinsic value. More Info.FinVolution Group is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 1.12 of Return On Asset per Return On Equity. Comparative valuation analysis is a catch-all technique that is used if you cannot value FinVolution by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.FinVolution Group Systematic Risk
FinVolution's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. FinVolution volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on FinVolution Group correlated with the market. If Beta is less than 0 FinVolution generally moves in the opposite direction as compared to the market. If FinVolution Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one FinVolution Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of FinVolution is generally in the same direction as the market. If Beta > 1 FinVolution moves generally in the same direction as, but more than the movement of the benchmark.
FinVolution July 4, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of FinVolution help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of FinVolution Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of FinVolution Group based on widely used predictive technical indicators. In general, we focus on analyzing FinVolution Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build FinVolution's daily price indicators and compare them against related drivers.
| Downside Deviation | 2.94 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 15.08 | |||
| Value At Risk | (4.43) | |||
| Potential Upside | 4.34 |
Additional Tools for FinVolution Stock Analysis
When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.