TFS Financial Valuation
| TFSL Stock | USD 14.27 0.07 0.49% |
At this time, the company appears to be fairly valued. TFS Financial has a current Real Value of $13.87 per share. The regular price of the company is $14.27. Our model measures the value of TFS Financial from examining the company fundamentals such as shares outstanding of 280.46 M, and Return On Equity of 0.0484 as well as evaluating its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that TFS Financial's price fluctuation is very steady at this time. Calculation of the real value of TFS Financial is based on 3 months time horizon. Increasing TFS Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the TFS stock is determined by what a typical buyer is willing to pay for full or partial control of TFS Financial. Since TFS Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of TFS Stock. However, TFS Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 14.27 | Real 13.87 | Hype 14.27 | Naive 13.98 |
The intrinsic value of TFS Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence TFS Financial's stock price.
Estimating the potential upside or downside of TFS Financial helps investors to forecast how TFS stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of TFS Financial more accurately as focusing exclusively on TFS Financial's fundamentals will not take into account other important factors: TFS Financial Total Value Analysis
TFS Financial is at this time projected to have valuation of 8.43 B with market capitalization of 3.99 B, debt of 4.79 B, and cash on hands of 387.53 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the TFS Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
8.43 B | 3.99 B | 4.79 B | 387.53 M |
TFS Financial Investor Information
About 92.0% of the company shares are owned by institutional investors. The book value of TFS Financial was at this time reported as 6.79. The company last dividend was issued on the 2nd of December 2025. TFS Financial is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.TFS Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of TFS suggests not a very effective usage of assets in November.TFS Financial Ownership Allocation
TFS Financial shows a total of 280.46 Million outstanding shares. The majority of TFS Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in TFS Financial to benefit from reduced commissions. Therefore, institutions are subject to a different set of regulations than regular investors in TFS Financial. Please pay attention to any change in the institutional holdings of TFS Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.TFS Financial Profitability Analysis
The company reported the previous year's revenue of 791.96 M. Net Income was 79.59 M with profit before overhead, payroll, taxes, and interest of 318.97 M.TFS Financial Past Distributions to stockholders
About TFS Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of TFS Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of TFS Financial based exclusively on its fundamental and basic technical indicators. By analyzing TFS Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of TFS Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of TFS Financial. We calculate exposure to TFS Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of TFS Financial's related companies.TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Tfs Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1005 people.
A single share of TFS Financial represents a small ownership stake in the entity. As a stockholder of TFS, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
TFS Financial Dividends Analysis For Valuation
There are various types of dividends TFS Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of TFS shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from TFS Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When TFS pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of TFS Financial by the value of the dividends paid out.
TFS Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as TFS Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 279.8 M | |
| Quarterly Earnings Growth Y O Y | 0.5 |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices. For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.