Finward Bancorp Earnings Estimate

FNWD Stock  USD 26.63  0.18  0.67%   
The next projected EPS of Finward Bancorp is estimated to be 0.235 with future projections ranging from a low of 0.19 to a high of 0.3. Finward Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 0.78. Please be aware that the consensus of earnings estimates for Finward Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Finward Bancorp is projected to generate 0.235 in earnings per share on the 30th of June 2025. Finward Bancorp earnings estimates show analyst consensus about projected Finward Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Finward Bancorp's historical volatility. Many public companies, such as Finward Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Finward Bancorp's earnings estimates, investors can diagnose different trends across Finward Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes. At present, Finward Bancorp's Net Profit Margin is projected to slightly decrease based on the last few years of reporting. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.

Finward Bancorp Earnings Estimation Breakdown

The calculation of Finward Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Finward Bancorp is estimated to be 0.235 with the future projection ranging from a low of 0.19 to a high of 0.3. Please be aware that this consensus of annual earnings estimates for Finward Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.1
0.19
Lowest
Expected EPS
0.235
0.30
Highest

Finward Bancorp Earnings Projection Consensus

Suppose the current estimates of Finward Bancorp's value are higher than the current market price of the Finward Bancorp stock. In this case, investors may conclude that Finward Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Finward Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
273.67%
0.1
0.235
0.78

Finward Bancorp Earnings History

Earnings estimate consensus by Finward Bancorp analysts from Wall Street is used by the market to judge Finward Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Finward Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Finward Bancorp Quarterly Gross Profit

15.09 Million

At present, Finward Bancorp's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting. As of July 20, 2025, Common Stock Shares Outstanding is expected to decline to about 3.3 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 14.1 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Finward Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
25.5326.6227.71
Details
Intrinsic
Valuation
LowRealHigh
23.9729.6630.75
Details
Naive
Forecast
LowNextHigh
25.0626.1527.24
Details
2 Analysts
Consensus
LowTargetHigh
30.0333.0036.63
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Finward assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Finward Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Finward Bancorp's stock price in the short term.

Finward Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Finward Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Finward Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Finward Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Finward Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Finward Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Finward Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Finward Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Finward Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-04-30
2025-03-310.10.10.0
2025-01-28
2024-12-310.20.30.150 
2024-10-29
2024-09-300.180.14-0.0422 
2024-07-24
2024-06-30-0.090.030.12133 
2024-04-24
2024-03-310.42-0.23-0.65154 
2024-01-30
2023-12-310.460.35-0.1123 
2023-10-25
2023-09-300.510.510.0
2023-07-26
2023-06-300.560.580.02
2023-04-26
2023-03-310.840.51-0.3339 
2023-01-25
2022-12-311.061.080.02
2022-10-25
2022-09-301.21.1-0.1
2022-07-27
2022-06-301.190.91-0.2823 
2022-04-27
2022-03-311.111.01-0.1
2022-01-26
2021-12-310.950.81-0.1414 

About Finward Bancorp Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Finward Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Finward Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Finward Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings139.5 M72.2 M
Retained Earnings Total Equity101.2 M90 M
Earnings Yield 0.10  0.07 
Price Earnings Ratio 9.90  14.03 
Price Earnings To Growth Ratio 0.22  0.24 

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When determining whether Finward Bancorp is a strong investment it is important to analyze Finward Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Finward Bancorp's future performance. For an informed investment choice regarding Finward Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.95)
Dividend Share
0.48
Earnings Share
0.78
Revenue Per Share
14.413
Quarterly Revenue Growth
(0.40)
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.