Heritage Net Debt from 2010 to 2025

HTBK Stock

USD 9.46 0.05 0.53%

Heritage Commerce Net Debt yearly trend continues to be quite stable with very little volatility. Net Debt may rise above about 10.3 M this year. Net Debt is the total debt of Heritage Commerce Corp minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals

Net Debt

First Reported

1998-03-31

Previous Quarter

-29.9 K

Current Value

-44.3 K

Quarterly Volatility

328.4 M

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Check Heritage Commerce financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heritage Commerce's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.1 M, Interest Expense of 75.1 K or Selling And Marketing Expenses of 77.9 M, as well as many indicators such as Price To Sales Ratio of 4.94, Dividend Yield of 0.0582 or PTB Ratio of 1.64. Heritage financial statements analysis is a perfect complement when working with Heritage Commerce Valuation or Volatility modules.

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Check out the analysis of Heritage Commerce Correlation against competitors.

Latest Heritage Commerce's Net Debt Growth Pattern

Below is the plot of the Net Debt of Heritage Commerce Corp over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Heritage Commerce's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heritage Commerce's overall financial position and show how it may be relating to other accounts over time.

Net Debt

10 Years Trend

Pretty Stable

Compare to Others All Fundamentals

Net Debt

Timeline

Heritage Net Debt Regression Statistics

	Arithmetic Mean	(314,969,097)
	Coefficient Of Variation	(116.81)
	Mean Deviation	244,912,802
	Median	(265,613,000)
	Standard Deviation	367,929,245
	Sample Variance	135371.9T
	Range	1.3B
	R-Value	(0.24)
	Mean Square Error	136690.5T
	R-Squared	0.06
	Significance	0.37
	Slope	(18,543,402)
	Total Sum of Squares	2030578.9T

Heritage Net Debt History

	2025	10.3 M
	2024	9.8 M
	2023	-368.6 M
	2022	-267.3 M
	2021	-1.3 B
	2020	-1.1 B
	2019	-417.5 M

Other Fundumenentals of Heritage Commerce Corp

Net Debt To E B I T D A

Heritage Commerce Net Debt component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Common Stock	Accounts Payable	Net Receivables	Long Term Debt	Short Term Investments	Property Plant Equipment	Short Term Debt	Good Will	Intangible Assets	Net Tangible Assets	Long Term Debt Total	Long Term Investments	Earning Assets	Net Invested Capital	Current Deferred Revenue	Capital Stock
Total Assets		0.98	-0.37	0.95	1.0	-0.24	0.98	0.98	0.98	0.73	-0.15	0.77	-0.35	0.94	0.59	0.9	0.56	0.12	0.9	0.93	0.9	0.92
Total Stockholder Equity	0.98		-0.32	0.95	0.98	-0.32	0.99	0.98	0.99	0.75	-0.12	0.78	-0.4	0.96	0.62	0.91	0.54	0.16	0.9	0.96	0.93	0.95
Net Debt	-0.37	-0.32		-0.1	-0.38	-0.37	-0.4	-0.41	-0.31	-0.32	-0.01	-0.51	0.16	-0.34	-0.59	-0.38	-0.15	-0.28	-0.36	-0.33	-0.39	-0.38
Retained Earnings	0.95	0.95	-0.1		0.95	-0.43	0.92	0.91	0.95	0.67	-0.2	0.67	-0.29	0.91	0.43	0.86	0.55	0.0	0.86	0.91	0.85	0.88
Total Liab	1.0	0.98	-0.38	0.95		-0.22	0.98	0.98	0.98	0.72	-0.15	0.77	-0.35	0.94	0.59	0.89	0.57	0.11	0.9	0.92	0.89	0.91
Total Current Assets	-0.24	-0.32	-0.37	-0.43	-0.22		-0.25	-0.24	-0.34	-0.16	0.55	-0.21	0.07	-0.4	0.14	-0.28	0.12	0.5	-0.28	-0.47	-0.47	-0.48
Common Stock	0.98	0.99	-0.4	0.92	0.98	-0.25		0.97	0.98	0.76	-0.09	0.78	-0.4	0.96	0.7	0.92	0.55	0.24	0.91	0.96	0.93	0.95
Accounts Payable	0.98	0.98	-0.41	0.91	0.98	-0.24	0.97		0.98	0.68	-0.19	0.82	-0.42	0.93	0.59	0.87	0.56	0.12	0.88	0.92	0.91	0.93
Net Receivables	0.98	0.99	-0.31	0.95	0.98	-0.34	0.98	0.98		0.74	-0.2	0.8	-0.4	0.95	0.57	0.9	0.52	0.1	0.9	0.96	0.93	0.95
Long Term Debt	0.73	0.75	-0.32	0.67	0.72	-0.16	0.76	0.68	0.74		0.05	0.6	0.05	0.76	0.62	0.78	0.32	0.32	0.85	0.75	0.72	0.71
Short Term Investments	-0.15	-0.12	-0.01	-0.2	-0.15	0.55	-0.09	-0.19	-0.2	0.05		-0.14	0.0	-0.26	0.13	-0.06	-0.06	0.43	-0.14	-0.19	-0.24	-0.24
Property Plant Equipment	0.77	0.78	-0.51	0.67	0.77	-0.21	0.78	0.82	0.8	0.6	-0.14		-0.4	0.73	0.47	0.86	0.43	0.05	0.82	0.81	0.86	0.8
Short Term Debt	-0.35	-0.4	0.16	-0.29	-0.35	0.07	-0.4	-0.42	-0.4	0.05	0.0	-0.4		-0.31	-0.28	-0.3	-0.14	-0.03	-0.13	-0.38	-0.36	-0.37
Good Will	0.94	0.96	-0.34	0.91	0.94	-0.4	0.96	0.93	0.95	0.76	-0.26	0.73	-0.31		0.7	0.91	0.52	0.19	0.91	0.97	0.94	0.96
Intangible Assets	0.59	0.62	-0.59	0.43	0.59	0.14	0.7	0.59	0.57	0.62	0.13	0.47	-0.28	0.7		0.64	0.45	0.72	0.63	0.61	0.62	0.62
Net Tangible Assets	0.9	0.91	-0.38	0.86	0.89	-0.28	0.92	0.87	0.9	0.78	-0.06	0.86	-0.3	0.91	0.64		0.55	0.19	0.96	0.95	0.94	0.9
Long Term Debt Total	0.56	0.54	-0.15	0.55	0.57	0.12	0.55	0.56	0.52	0.32	-0.06	0.43	-0.14	0.52	0.45	0.55		0.34	0.56	0.46	0.45	0.43
Long Term Investments	0.12	0.16	-0.28	0.0	0.11	0.5	0.24	0.12	0.1	0.32	0.43	0.05	-0.03	0.19	0.72	0.19	0.34		0.24	0.08	0.09	0.07
Earning Assets	0.9	0.9	-0.36	0.86	0.9	-0.28	0.91	0.88	0.9	0.85	-0.14	0.82	-0.13	0.91	0.63	0.96	0.56	0.24		0.92	0.92	0.89
Net Invested Capital	0.93	0.96	-0.33	0.91	0.92	-0.47	0.96	0.92	0.96	0.75	-0.19	0.81	-0.38	0.97	0.61	0.95	0.46	0.08	0.92		0.98	0.98
Current Deferred Revenue	0.9	0.93	-0.39	0.85	0.89	-0.47	0.93	0.91	0.93	0.72	-0.24	0.86	-0.36	0.94	0.62	0.94	0.45	0.09	0.92	0.98		0.98
Capital Stock	0.92	0.95	-0.38	0.88	0.91	-0.48	0.95	0.93	0.95	0.71	-0.24	0.8	-0.37	0.96	0.62	0.9	0.43	0.07	0.89	0.98	0.98

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About Heritage Commerce Financial Statements

Heritage Commerce investors utilize fundamental indicators, such as Net Debt, to predict how Heritage Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.

	Last Reported	Projected for Next Year
Net Debt	9.8 M	10.3 M
Net Debt To EBITDA	(4.51)	(4.74)

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When determining whether Heritage Commerce Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Heritage Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Heritage Commerce Corp Stock. Highlighted below are key reports to facilitate an investment decision about Heritage Commerce Corp Stock:

How To Invest In Heritage

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Is Heritage Stock a good investment?

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What is Heritage Commerce's Net Worth?

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Check out the analysis of Heritage Commerce Correlation against competitors.

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.138

Dividend Share

0.52

Earnings Share

0.68

Revenue Per Share

2.838

Quarterly Revenue Growth

0.091

The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Heritage Net Debt from 2010 to 2025

Latest Heritage Commerce's Net Debt Growth Pattern

Heritage Net Debt Regression Statistics

Heritage Net Debt History

Other Fundumenentals of Heritage Commerce Corp

Heritage Commerce Net Debt component correlations

About Heritage Commerce Financial Statements

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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