Most Profitable Consumer Finance Companies
LargestBiggest EarnersMost ProfitableMost LiquidHighly LeveragedTop DividendsCapital-HeavyHighest ValuationLargest Workforce
Net Income
| Net Income | Efficiency | Market Risk | Exp Return | ||||
|---|---|---|---|---|---|---|---|
| 1 | AXP | American Express | 0.15 | 1.31 | 0.20 | ||
| 2 | COF | Capital One Financial | 0.08 | 1.40 | 0.11 | ||
| 3 | QFIN | 360 Finance | 0.18 | 2.91 | 0.51 | ||
| 4 | DFS | Discover Financial Services | 0.14 | 2.14 | 0.30 | ||
| 5 | FINV | FinVolution Group | 0.08 | 1.80 | 0.14 | ||
| 6 | SYF | Synchrony Financial | 0.16 | 1.65 | 0.27 | ||
| 7 | YRD | Yirendai | 0.05 | 4.48 | 0.22 | ||
| 8 | LU | Lufax Holding | 0.17 | 6.92 | 1.18 | ||
| 9 | JFIN | Jiayin Group | 0.12 | 3.20 | 0.37 | ||
| 10 | XYF | X Financial Class | 0.00 | 3.80 | 0.01 | ||
| 11 | LX | Lexinfintech Holdings | 0.05 | 3.19 | 0.16 | ||
| 12 | ALLY | Ally Financial | 0.09 | 1.88 | 0.18 | ||
| 13 | BFH | Bread Financial Holdings | 0.12 | 2.73 | 0.32 | ||
| 14 | OMF | OneMain Holdings | 0.10 | 1.72 | 0.17 | ||
| 15 | SLM | SLM Corp | 0.17 | 1.35 | 0.23 | ||
| 16 | CACC | Credit Acceptance | (0.09) | 1.54 | (0.13) | ||
| 17 | NAVI | Navient Corp | 0.02 | 1.66 | 0.03 | ||
| 18 | FCFS | FirstCash | 0.02 | 2.04 | 0.03 | ||
| 19 | ENVA | Enova International | 0.13 | 1.74 | 0.23 | ||
| 20 | ATLC | Atlanticus Holdings | (0.10) | 2.64 | (0.27) |
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors. Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.