Kemper Stock Buy Hold or Sell Recommendation
| KMPR Stock | USD 58.98 1.50 2.48% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Kemper is 'Hold'. Macroaxis provides Kemper buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Kemper positions. The advice algorithm takes into account all of Kemper's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Kemper's buy or sell advice are summarized below:
Real Value 59.18 | Target Price 66 | Hype Value 58.98 | Market Value 58.98 | Naive Value 61.03 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Kemper given historical horizon and risk tolerance towards Kemper. When Macroaxis issues a 'buy' or 'sell' recommendation for Kemper, the advice is generated through an automated system that utilizes algorithms and statistical models.
Kemper |
Execute Kemper Buy or Sell Advice
The Kemper recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Kemper. Macroaxis does not own or have any residual interests in Kemper or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Kemper's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Kemper Trading Alerts and Improvement Suggestions
| The company currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Kemper until it has trouble settling it off, either with new capital or with free cash flow. So, Kemper's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Kemper sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Kemper to invest in growth at high rates of return. When we think about Kemper's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the previous year's revenue of 4.94 B. Net Loss for the year was (272.3 M) with profit before overhead, payroll, taxes, and interest of 1.07 B. | |
| Kemper currently holds about 578.8 M in cash with (134.2 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.06. | |
| Over 86.0% of Kemper shares are owned by institutional investors | |
| Latest headline from investing.com: Umb Financial Corp CEO sells shares worth over 430k |
Kemper Returns Distribution Density
The distribution of Kemper's historical returns is an attempt to chart the uncertainty of Kemper's future price movements. The chart of the probability distribution of Kemper daily returns describes the distribution of returns around its average expected value. We use Kemper price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Kemper returns is essential to provide solid investment advice for Kemper.
| Mean Return | 0 | Value At Risk | -3.33 | Potential Upside | 3.29 | Standard Deviation | 1.98 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Kemper historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Kemper Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kemper is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kemper backward and forwards among themselves. Kemper's institutional investor refers to the entity that pools money to purchase Kemper's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Newsouth Capital Management Inc | 2023-12-31 | 955.3 K | Geode Capital Management, Llc | 2023-12-31 | 932.7 K | Lord, Abbett & Co Llc | 2023-12-31 | 767.9 K | Victory Capital Management Inc. | 2023-12-31 | 623.3 K | Bank Of New York Mellon Corp | 2023-12-31 | 594.1 K | Bank Of America Corp | 2023-12-31 | 580.9 K | Northern Trust Corp | 2023-12-31 | 522.1 K | Lakewood Capital Management, Lp | 2023-12-31 | 500 K | Hhg Plc | 2023-12-31 | 457.5 K | Vanguard Group Inc | 2023-12-31 | 6.2 M | Blackrock Inc | 2023-12-31 | 5.1 M |
Kemper Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 61.7M | 69.3M | (57.9M) | 64.2M | (148.3M) | (140.9M) | |
| Free Cash Flow | 454.2M | 371.7M | 292.9M | (241.1M) | (188M) | (178.6M) | |
| Depreciation | 62.5M | 55M | 99.8M | 70.9M | 58.6M | 67.6M | |
| Other Non Cash Items | (199.7M) | (95.3M) | (140.7M) | 115.5M | 130.8M | 137.3M | |
| Dividends Paid | 67.8M | 78.9M | 80.6M | 79.7M | (80.1M) | (76.1M) | |
| Capital Expenditures | 83.9M | 53.4M | 57.8M | 30.8M | 53.8M | 49.3M | |
| Net Income | 531.1M | 409.9M | (120.5M) | (301.2M) | (272.3M) | (258.7M) | |
| End Period Cash Flow | 136.8M | 206.1M | 148.2M | 212.4M | 64.1M | 66.6M | |
| Change To Netincome | (24.8M) | 79.6M | 38.7M | 39.9M | 35.9M | 18.3M | |
| Investments | (394.4M) | 972.4M | 139.1M | (468M) | 126.4M | 132.7M | |
| Change Receivables | (84.3M) | (60.6M) | (54.6M) | 127.5M | 114.8M | 120.5M | |
| Net Borrowings | 97.1M | 395.6M | (57.2M) | 457.1M | 525.7M | 551.9M |
Kemper Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Kemper or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Kemper's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Kemper stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.05 | |
β | Beta against NYSE Composite | 0.63 | |
σ | Overall volatility | 1.89 | |
Ir | Information ratio | -0.04 |
Kemper Volatility Alert
Kemper currently demonstrates below-average downside deviation. It has Information Ratio of -0.04 and Jensen Alpha of -0.05. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Kemper's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Kemper's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Kemper Fundamentals Vs Peers
Comparing Kemper's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Kemper's direct or indirect competition across all of the common fundamentals between Kemper and the related equities. This way, we can detect undervalued stocks with similar characteristics as Kemper or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Kemper's fundamental indicators could also be used in its relative valuation, which is a method of valuing Kemper by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Kemper to competition |
| Fundamentals | Kemper | Peer Average |
| Return On Equity | -0.0466 | -0.31 |
| Return On Asset | 0.0119 | -0.14 |
| Profit Margin | (0.03) % | (1.27) % |
| Operating Margin | 0.13 % | (5.51) % |
| Current Valuation | 4.63 B | 16.62 B |
| Shares Outstanding | 64.38 M | 571.82 M |
| Shares Owned By Insiders | 4.63 % | 10.09 % |
| Shares Owned By Institutions | 85.65 % | 39.21 % |
| Number Of Shares Shorted | 1.41 M | 4.71 M |
| Price To Earning | 7.71 X | 28.72 X |
| Price To Book | 1.44 X | 9.51 X |
| Price To Sales | 0.73 X | 11.42 X |
| Revenue | 4.94 B | 9.43 B |
| Gross Profit | 1.07 B | 27.38 B |
| EBITDA | (347.1 M) | 3.9 B |
| Net Income | (272.3 M) | 570.98 M |
| Cash And Equivalents | 578.8 M | 2.7 B |
| Cash Per Share | 9.06 X | 5.01 X |
| Total Debt | 1.39 B | 5.32 B |
| Debt To Equity | 0.51 % | 48.70 % |
| Current Ratio | 0.91 X | 2.16 X |
| Book Value Per Share | 40.24 X | 1.93 K |
| Cash Flow From Operations | (134.2 M) | 971.22 M |
| Short Ratio | 3.34 X | 4.00 X |
| Earnings Per Share | (1.95) X | 3.12 X |
| Price To Earnings To Growth | 4.29 X | 4.89 X |
| Target Price | 72.2 | |
| Number Of Employees | 8.1 K | 18.84 K |
| Beta | 0.89 | -0.15 |
| Market Capitalization | 3.89 B | 19.03 B |
| Total Asset | 12.74 B | 29.47 B |
| Retained Earnings | 1.01 B | 9.33 B |
| Annual Yield | 0.02 % |
Note: Acquisition by James McKinney of 17624 shares of Kemper at 58.73 subject to Rule 16b-3 [view details]
Kemper Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Kemper . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Kemper Buy or Sell Advice
When is the right time to buy or sell Kemper? Buying financial instruments such as Kemper Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 4.0B | 2.4B | 2.5B | 2.4B | Total Assets | 14.9B | 13.4B | 12.7B | 8.7B |
Use Investing Ideas to Build Portfolios
In addition to having Kemper in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Machinery Thematic Idea Now
Machinery
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Machinery theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Machinery Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Kemper Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Kemper Stock, please use our How to Invest in Kemper guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Complementary Tools for Kemper Stock analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments | |
| Performance Analysis Check effects of mean-variance optimization against your current asset allocation | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes | |
| Portfolio Suggestion Get suggestions outside of your existing asset allocation including your own model portfolios | |
| Equity Search Search for actively traded equities including funds and ETFs from over 30 global markets |
Is Kemper's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kemper. If investors know Kemper will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kemper listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.947 | Dividend Share 1.24 | Earnings Share (1.95) | Revenue Per Share 74.771 | Quarterly Revenue Growth (0.12) |
The market value of Kemper is measured differently than its book value, which is the value of Kemper that is recorded on the company's balance sheet. Investors also form their own opinion of Kemper's value that differs from its market value or its book value, called intrinsic value, which is Kemper's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kemper's market value can be influenced by many factors that don't directly affect Kemper's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kemper's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kemper is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kemper's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.