Steven Swyers - Horace Mann Independent Director

HMN Stock  USD 37.73  0.87  2.36%   

Director

Mr. Steven O. Swyers is an Independent Director of the Company. Mr. Swyers retired in 2013 after a 40 year career with PricewaterhouseCoopers LLP, a public accounting firm. During this time with PwC, he served as the lead engagement partner on many national and international companies, including those in the financial services industry. He has also held various leadership positions at PwC including leader of the Central Regions consumer and industrial products business segment and managing partner of their St. Louis practice. He is currently a member of the Board of Directors of Mercy Health East Communities. Mr. Swyers holds the Certified Public Accountant designation. since 2014.
Age 69
Tenure 10 years
Address 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001
Phone217 789 2500
Webhttps://www.horacemann.com
Swyers has an extensive audit and accounting background and is recognized as a financial expert. His knowledge in these areas assists the Board in its oversight responsibilities.

Horace Mann Management Efficiency

As of the 2nd of May 2024, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0.07. At this time, Horace Mann's Fixed Asset Turnover is very stable compared to the past year. As of the 2nd of May 2024, Asset Turnover is likely to grow to 0.18, while Total Assets are likely to drop about 7.7 B. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 546 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Horace Mann Educators has a current ratio of 2.84, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist Horace Mann until it has trouble settling it off, either with new capital or with free cash flow. So, Horace Mann's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Horace Mann Educators sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Horace to invest in growth at high rates of return. When we think about Horace Mann's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

Thomas GlocerMerck Company
61
Inge ThulinMerck Company
67
Carlos RepresasMerck Company
72
Pamela CraigMerck Company
64
Patricia RussoMerck Company
68
Christine SeidmanMerck Company
68
Paul RothmanMerck Company
63
Wendell WeeksMerck Company
59
Thomas CechMerck Company
72
Rochelle LazarusMerck Company
71
Leslie BrunMerck Company
68
Mary CoeMerck Company
54
Craig ThompsonMerck Company
64
Peter WendellMerck Company
70
Robert KidderMerck Company
71
Kathy WardenMerck Company
49
John NoseworthyMerck Company
66
William HarrisonMerck Company
70
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois. Horace Mann operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1450 people. Horace Mann Educators (HMN) is traded on New York Stock Exchange in USA. It is located in 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001 and employs 1,700 people. Horace Mann is listed under Multi-line Insurance category by Fama And French industry classification.

Management Performance

Horace Mann Educators Leadership Team

Elected by the shareholders, the Horace Mann's board of directors comprises two types of representatives: Horace Mann inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Horace. The board's role is to monitor Horace Mann's management team and ensure that shareholders' interests are well served. Horace Mann's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Horace Mann's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gabriel Shaheen, Independent Chairman of the Board
Ann Caparros, Chief Compliance Officer, General Counsel, Corporate Secretary
Wade Rugenstein, Executive Vice President - Supplemental and Operations
Ronald Helow, Independent Director
Stephen Hasenmiller, Independent Director
Paul Haley, Chief Risk Officer
Daniel Domenech, Independent Director
Steven Swyers, Independent Director
Heather Wietzel, Vice President of Investor Relations
Stephen McAnena, Executive COO
John McCarthy, Chief HR Officer and Sr. VP
Allan Robinson, Executive Vice President - Field Operations & Sales Management
William Caldwell, Executive Vice President - Property and Casualty
Mary Futrell, Independent Director
Beverley McClure, Independent Director
Mark Desrochers, Senior Vice President Chief Corporate Actuary, Acting Head Property and Casualty business
Marita Zuraitis, CEO and President Director, Member of Executive Committee, Member of Investment and Fin. Committee and Member of Customer Experience and Technology Committee
Roger Steinbecker, Independent Director
Mark Konen, Independent Director
Ryan Greenier, Vice President - Investor Relations
Bret Conklin, Principal Accounting Officer, Sr. VP and Controller
Matthew Sharpe, Executive Vice President - Distribution & Business Strategy
Kelly Stacy, Senior Vice President - Field Operations and Distribution
Sandra Figurski, Senior Vice President CIO
Elizabeth Moore, Chief Human Resource Officer, Senior Vice President
Michael Weckenbrock, Senior Vice President Life & Retirement
Donald Carley, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer
Wade Reece, Independent Director
Stephen Hassenmiller, Independent Director
Stephanie Fulks, Senior Officer
Stephen Cardinal, Chief Marketing Officer and Executive VP
Kimberly Johnson, Principal Accounting Officer, Vice President Controller
Mark Casady, Independent Director
H Reece, Independent Chairman of the Board
Bret Benham, Executive Vice President - Life and Retirement
Thomas Bradley, Director
Dwayne Hallman, CFO and Executive VP
Robert Stricker, Independent Director
Perry Hines, Independent Director
Jennifer Thayer, Chief Human Resource Officer, Senior Vice President

Horace Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Horace Mann a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Complementary Tools for Horace Stock analysis

When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
Portfolio Holdings
Check your current holdings and cash postion to detemine if your portfolio needs rebalancing
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.43)
Dividend Share
1.32
Earnings Share
1.09
Revenue Per Share
36.123
Quarterly Revenue Growth
0.163
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.