Ding Gao - X Financial Chief Technology Officer, Director

XYF Stock  USD 3.91  0.20  5.39%   

Director

Ding Gao is Chief Technology Officer, Director of X Financial Class since 2017.
Age 37
Tenure 7 years
Address Aerospace Science and Technology Plaza, Shenzhen, China, 518067
Phone86 75 5862 82977
Webhttps://www.xiaoyinggroup.com

X Financial Management Efficiency

The company has Return on Asset of 0.0918 % which means that on every $100 spent on assets, it made $0.0918 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2239 %, implying that it generated $0.2239 on every 100 dollars invested. X Financial's management efficiency ratios could be used to measure how well X Financial manages its routine affairs as well as how well it operates its assets and liabilities. The X Financial's current Return On Tangible Assets is estimated to increase to 0.11. The X Financial's current Return On Capital Employed is estimated to increase to 0.16. At this time, X Financial's Total Current Assets are most likely to increase significantly in the upcoming years. The X Financial's current Return On Tangible Assets is estimated to increase to 0.11, while Net Tangible Assets are projected to decrease to roughly 3.1 B.
The company has 602.57 M in debt with debt to equity (D/E) ratio of 0.03, which may show that the company is not taking advantage of profits from borrowing. X Financial Class has a current ratio of 5.76, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist X Financial until it has trouble settling it off, either with new capital or with free cash flow. So, X Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like X Financial Class sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for XYF to invest in growth at high rates of return. When we think about X Financial's use of debt, we should always consider it together with cash and equity.

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X Financial provides personal finance services in the Peoples Republic of China. X Financial was founded in 2014 and is headquartered in Shenzhen, the Peoples Republic of China. X Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 424 people. X Financial Class (XYF) is traded on New York Stock Exchange in USA. It is located in Aerospace Science and Technology Plaza, Shenzhen, China, 518067 and employs 11 people. X Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

X Financial Class Leadership Team

Elected by the shareholders, the X Financial's board of directors comprises two types of representatives: X Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of XYF. The board's role is to monitor X Financial's management team and ensure that shareholders' interests are well served. X Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, X Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kan Li, Chief Risk Officer
Fuya Zheng, Chief Financial Officer
Shaoyong Cheng, Vice Chairman of the Board
Shengwen Rong, Independent Director
Zheng Xue, Independent Director
Yufan Jiang, Chief Officer
Yue Tang, Chairman of the Board, Chief Executive Officer
Jennifer Zhang, Investor Relations
Jie Zhang, Chief Financial Officer
Longgen Zhang, Independent Director
Ding Gao, Chief Technology Officer, Director

XYF Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is X Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards X Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, X Financial's short interest history, or implied volatility extrapolated from X Financial options trading.

Also Currently Popular

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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
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When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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Is X Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.26)
Dividend Share
1.191
Earnings Share
3.38
Revenue Per Share
100.27
Quarterly Revenue Growth
0.248
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.