What is August outlook for Bank First (USA Stocks:BFC)?
 | By Aina Ster | Macroaxis Story |
Bank First National (USA:BFC), a regional bank listed on NASDAQ, has been the subject of a recent analysis. The analyst consensus is a 'Hold' with an estimated target price of $86. The bank's revenue stands at $129.2M, with a profit margin of 35.37%, indicating strong profitability. The bank's net income applicable to common shares is $45.2M, with an operating income of $72.1M. The bank's forward dividend rate is 1.2, and it has a return on assets of 1.29% and a return on equity of 10.38%. Its net interest income stands at $104.1M, contributing significantly to its revenue. The bank's 200-day moving average is 81.1034, while its 50-day moving average is 78.9838, indicating a positive trend. The bank's risk-adjusted performance is 0.1014, and it has a Treynor ratio of 0.2494, indicating a good risk-return trade-off. The bank's potential upside is 4.04, and it has a downside variance of 3.26. The bank's beta is 0.3142, indicating lower volatility compared to the market. Investors should note that the bank's valuation real value is $87.63, higher than the current market value of $83.05. This indicates potential for price appreciation. However, investors should also consider the bank's maximum drawdown of 9.37 and its value at risk of -3.03 in their decision-making process. In conclusion, while Bank First National shows strong profitability and a good risk-return trade-off, investors should consider the analyst consensus and potential risks before making investment decisions. Bank First National is set to announce its earnings today, with the forthcoming quarterly report anticipated on July 18, 2023. While some shareholders are becoming indifferent towards the banking sector, we will assess the viability of purchasing Bank First as a potential hedging instrument for your existing portfolios. We will also evaluate why recent price movements in Bank First suggest a potential rebound in August.
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Reviewed by Raphi Shpitalnik
The asset utilization indicator refers to the revenue generated for every dollar of assets a company currently reports. Bank First has an asset utilization ratio of 3.23 percent. This indicates that the company is earning $0.0323 for each dollar of assets. An increase in asset utilization suggests that Bank First National is becoming more efficient with each dollar of assets it employs in its daily operations.
Detailed assessment
Bank First National (USA:BFC) has demonstrated a promising financial performance with a net income of $45.2M and a robust profit margin of 35.37%. The bank has also reported an impressive return on equity of 10.38% and return on assets of 1.29%, indicating efficient management. Despite a high 52-week high of 98.89, the stock's last price was at a reasonable $83.05, suggesting potential room for growth. However, investors should be aware of the bank's relatively high coefficient of variation at 730.94, indicating a higher risk. Despite this, with a forward dividend rate of 1.2, the stock offers an attractive income opportunity for long-term investors. What is the right price you would pay to acquire a share of Bank First? For most investors, it would be the price that gives them a wide margin of safety to have minimal downside risk. In other words, most investors are always looking for undervalued stocks. Even if the future performance is not entirely as expected, the loss of holding it is minimized, and the downside risk is negated. Please read more on our stock advisor page.
What is happening with Bank First National this year
Annual and quarterly reports issued by Bank First National are formal financial statements that are published yearly and quarterly and sent to Bank stockholders. The reports show and break down the current year's ongoing operations and discuss plans for the upcoming year. Annual reports have been a requirement from the Securities and Exchange Commission (SEC) for businesses owned by the public since 1934.
Companies such as Bank First often view their annual report as an effective marketing tool to disseminate their perspective on company future earnings or innovations. With this in mind, many companies devote large sums of money to making their reports attractive and informative. In such instances, the annual report becomes a forum through which a company can communicate to the general public any number of topics that may or may not be directly related to the actual data published in the reports.
Bank First Gross Profit
Bank First Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Bank First previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Bank First Gross Profit growth over the last 10 years. Please check Bank First's gross profit and other fundamental indicators for more details.
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This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Aina Ster do not own shares of Bank First National. Please refer to our Terms of Use for any information regarding our disclosure principles.