Is OceanFirst Financial Stock a Good Investment?
OceanFirst Financial Investment Advice | OCFC |
- Examine OceanFirst Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research OceanFirst Financial's leadership team and their track record. Good management can help OceanFirst Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact OceanFirst Financial's business and its evolving consumer preferences.
- Compare OceanFirst Financial's performance and market position to its competitors. Analyze how OceanFirst Financial is positioned in terms of product offerings, innovation, and market share.
- Check if OceanFirst Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about OceanFirst Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in OceanFirst Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if OceanFirst Financial Corp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine OceanFirst Financial Stock
Researching OceanFirst Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.64. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OceanFirst Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 5th of May 2025. The firm had 3:2 split on the 20th of May 2002.
To determine if OceanFirst Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding OceanFirst Financial's research are outlined below:
| Over 77.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Denali Advisors LLC Takes 403,000 Position in OceanFirst Financial Corp. |
OceanFirst Financial Quarterly Cost Of Revenue |
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OceanFirst Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in OceanFirst Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to OceanFirst Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact OceanFirst Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises OceanFirst Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-07-28 | 2016-06-30 | 0.14 | 0.16 | 0.02 | 14 | ||
1999-07-22 | 1999-06-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2013-04-18 | 2013-03-31 | 0.29 | 0.26 | -0.03 | 10 | ||
2001-01-19 | 2000-12-31 | 0.28 | 0.25 | -0.03 | 10 | ||
2000-04-18 | 2000-03-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2021-04-29 | 2021-03-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2015-01-22 | 2014-12-31 | 0.32 | 0.28 | -0.04 | 12 | ||
2011-01-20 | 2010-12-31 | 0.28 | 0.32 | 0.04 | 14 |
OceanFirst Financial Target Price Consensus
OceanFirst target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. OceanFirst Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 7 | Buy |
Most OceanFirst analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand OceanFirst stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of OceanFirst Financial Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationOceanFirst Financial Target Price Projection
OceanFirst Financial's current and average target prices are 18.24 and 20.14, respectively. The current price of OceanFirst Financial is the price at which OceanFirst Financial Corp is currently trading. On the other hand, OceanFirst Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
OceanFirst Financial Market Quote on 23rd of July 2025
Target Price
Analyst Consensus On OceanFirst Financial Target Price
OceanFirst Financial Analyst Ratings
OceanFirst Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about OceanFirst Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of OceanFirst Financial's financials, market performance, and future outlook by experienced professionals. OceanFirst Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Know OceanFirst Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as OceanFirst Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OceanFirst Financial Corp backward and forwards among themselves. OceanFirst Financial's institutional investor refers to the entity that pools money to purchase OceanFirst Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Systematic Financial Management Lp | 2025-03-31 | 972 K | Nuveen, Llc | 2025-03-31 | 773.7 K | Nuveen Asset Management, Llc | 2024-12-31 | 773.5 K | Endeavour Capital Advisors Inc | 2025-03-31 | 755.5 K | Glenmede Trust Co Na | 2025-03-31 | 738.1 K | Hotchkis & Wiley Capital Management Llc | 2025-03-31 | 733.6 K | Ameriprise Financial Inc | 2025-03-31 | 710.2 K | Mesirow Institutional Investment Management, Inc. | 2024-12-31 | 697.8 K | Charles Schwab Investment Management Inc | 2025-03-31 | 632.2 K | Blackrock Inc | 2025-03-31 | 8.1 M | Vanguard Group Inc | 2025-03-31 | 3.5 M |
OceanFirst Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.07 B.Market Cap |
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OceanFirst Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.07 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.09 |
Determining OceanFirst Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if OceanFirst Financial is a good buy. For example, gross profit margin measures OceanFirst Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of OceanFirst Financial's profitability and make more informed investment decisions.
Please note, the presentation of OceanFirst Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, OceanFirst Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of OceanFirst Financial's management manipulating its earnings.
Evaluate OceanFirst Financial's management efficiency
At present, OceanFirst Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, OceanFirst Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 594.7 M, whereas Intangible Assets are forecasted to decline to about 10.3 M. OceanFirst Financial's management efficiency ratios could be used to measure how well OceanFirst Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 29.21 | 30.67 | |
| Tangible Book Value Per Share | 20.01 | 21.02 | |
| Enterprise Value Over EBITDA | 15.09 | 14.34 | |
| Price Book Value Ratio | 0.62 | 0.59 | |
| Enterprise Value Multiple | 15.09 | 14.34 | |
| Price Fair Value | 0.62 | 0.59 |
The strategic decisions made by OceanFirst Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of OceanFirst Stock
As of the 23rd of July, OceanFirst Financial holds the Semi Deviation of 1.08, risk adjusted performance of 0.1728, and Coefficient Of Variation of 536.03. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OceanFirst Financial, as well as the relationship between them.OceanFirst Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OceanFirst Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on OceanFirst Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OceanFirst Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
OceanFirst Financial's Outstanding Corporate Bonds
OceanFirst Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. OceanFirst Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most OceanFirst bonds can be classified according to their maturity, which is the date when OceanFirst Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| Oceaneering 6 percent Corp BondUS675232AB89 | View |
Understand OceanFirst Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing OceanFirst Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1728 | |||
| Market Risk Adjusted Performance | (1.56) | |||
| Mean Deviation | 1.28 | |||
| Semi Deviation | 1.08 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 536.03 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.67 | |||
| Information Ratio | 0.0775 | |||
| Jensen Alpha | 0.3267 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0963 | |||
| Treynor Ratio | (1.57) | |||
| Maximum Drawdown | 8.24 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 3.22 | |||
| Downside Variance | 1.73 | |||
| Semi Variance | 1.18 | |||
| Expected Short fall | (1.53) | |||
| Skewness | 0.4741 | |||
| Kurtosis | 0.2684 |
| Risk Adjusted Performance | 0.1728 | |||
| Market Risk Adjusted Performance | (1.56) | |||
| Mean Deviation | 1.28 | |||
| Semi Deviation | 1.08 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 536.03 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.67 | |||
| Information Ratio | 0.0775 | |||
| Jensen Alpha | 0.3267 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0963 | |||
| Treynor Ratio | (1.57) | |||
| Maximum Drawdown | 8.24 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 3.22 | |||
| Downside Variance | 1.73 | |||
| Semi Variance | 1.18 | |||
| Expected Short fall | (1.53) | |||
| Skewness | 0.4741 | |||
| Kurtosis | 0.2684 |
Consider OceanFirst Financial's intraday indicators
OceanFirst Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of OceanFirst Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
OceanFirst Financial Corporate Filings
8K | 17th of July 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 18th of June 2025 Other Reports | ViewVerify | |
| 23rd of May 2025 Other Reports | ViewVerify | |
F4 | 16th of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
OceanFirst Stock media impact
There is far too much social signal, news, headlines, and media speculation about OceanFirst Financial that are available to investors today. This information is accessible both publicly - through OceanFirst Financial's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of OceanFirst-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of OceanFirst Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of OceanFirst Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to OceanFirst Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive OceanFirst Financial alpha.
OceanFirst Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards OceanFirst Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
OceanFirst Financial Corp Historical Investor Sentiment
Investor biases related to OceanFirst Financial's public news can be used to forecast risks associated with an investment in OceanFirst. The trend in average sentiment can be used to explain how an investor holding OceanFirst can time the market purely based on public headlines and social activities around OceanFirst Financial Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
OceanFirst Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OceanFirst Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average OceanFirst Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on OceanFirst Financial.
OceanFirst Financial Corporate Management
| Steven Esq | General EVP | Profile | |
| CISSP CISA | Senior Officer | Profile | |
| Chad Dally | Defense Aerospace | Profile | |
| David Berninger | Executive CRO | Profile | |
| Kevin Georgetti | Senior Officer | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OceanFirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OceanFirst Financial. If investors know OceanFirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OceanFirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.26) | Dividend Share 0.8 | Earnings Share 1.53 | Revenue Per Share | Quarterly Revenue Growth (0.06) |
The market value of OceanFirst Financial Corp is measured differently than its book value, which is the value of OceanFirst that is recorded on the company's balance sheet. Investors also form their own opinion of OceanFirst Financial's value that differs from its market value or its book value, called intrinsic value, which is OceanFirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OceanFirst Financial's market value can be influenced by many factors that don't directly affect OceanFirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between OceanFirst Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if OceanFirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OceanFirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.