First Historical Income Statement

FSFG Stock

USD 26.06 0.06 0.23%

Historical analysis of First Savings income statement accounts such as Gross Profit of 50.5 M or Other Operating Expenses of 144.6 M can show how well First Savings Financial performed in making a profits. Evaluating First Savings income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of First Savings's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining First Savings Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether First Savings Financial is a good buy for the upcoming year.

Net Income Gross Profit

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About First Income Statement Analysis

First Savings Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to First Savings shareholders. The income statement also shows First investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

First Savings Income Statement Chart

At this time, First Savings' Other Operating Expenses is most likely to increase significantly in the upcoming years. The First Savings' current Cost Of Revenue is estimated to increase to about 80.9 M, while Operating Income is projected to decrease to roughly 11.9 M.

Total Revenue Gross Profit Other Operating Expenses Operating Income

Total Revenue

Total revenue comprises all receipts First Savings Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of First Savings Financial minus its cost of goods sold. It is profit before First Savings operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of First Savings Financial. It is also known as First Savings overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from First Savings Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of First Savings Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most accounts from First Savings' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into First Savings Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

	2022	2023	2024	2025 (projected)
Total Revenue	86.9M	134.4M	154.6M	162.3M
Interest Expense	41.7M	63.9M	73.5M	77.2M

Total Revenue Interest Expense

First Savings income statement Correlations

	Interest Expense	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Depreciation And Amortization	Selling General Administrative	Selling And Marketing Expenses	Net Income From Continuing Ops	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Interest Expense		0.56	0.1	0.65	-0.02	-0.02	-0.01	1.0	-0.08	-0.01	-0.07	0.06	-0.17	0.51	0.11	-0.03	0.11	-0.21	0.66	0.96	0.72	-0.75
Total Revenue	0.56		0.85	0.99	0.78	0.78	0.79	0.57	0.66	0.8	-0.32	0.84	0.63	0.73	0.85	0.79	0.87	0.61	0.84	0.72	0.82	-0.42
Gross Profit	0.1	0.85		0.79	0.92	0.92	0.92	0.12	0.71	0.93	-0.2	0.95	0.81	0.67	1.0	0.97	0.94	0.81	0.72	0.33	0.64	0.04
Other Operating Expenses	0.65	0.99	0.79		0.7	0.7	0.71	0.66	0.59	0.72	-0.32	0.77	0.54	0.76	0.8	0.72	0.8	0.51	0.88	0.8	0.87	-0.49
Operating Income	-0.02	0.78	0.92	0.7		1.0	1.0	0.01	0.82	0.99	-0.27	0.97	0.94	0.42	0.91	0.96	0.98	0.94	0.5	0.17	0.41	0.05
Ebit	-0.02	0.78	0.92	0.7	1.0		1.0	0.01	0.82	0.99	-0.27	0.97	0.94	0.42	0.91	0.96	0.98	0.94	0.5	0.17	0.41	0.05
Ebitda	-0.01	0.79	0.92	0.71	1.0	1.0		0.02	0.84	0.99	-0.3	0.98	0.93	0.45	0.91	0.95	0.98	0.93	0.51	0.19	0.43	0.05
Cost Of Revenue	1.0	0.57	0.12	0.66	0.01	0.01	0.02		-0.07	0.02	-0.04	0.09	-0.14	0.51	0.12	0.0	0.14	-0.18	0.66	0.96	0.72	-0.75
Total Operating Expenses	-0.08	0.66	0.71	0.59	0.82	0.82	0.84	-0.07		0.82	-0.69	0.82	0.74	0.36	0.7	0.74	0.82	0.75	0.33	0.07	0.28	0.0
Income Before Tax	-0.01	0.8	0.93	0.72	0.99	0.99	0.99	0.02	0.82		-0.25	0.99	0.93	0.48	0.92	0.96	0.98	0.93	0.52	0.19	0.43	0.05
Total Other Income Expense Net	-0.07	-0.32	-0.2	-0.32	-0.27	-0.27	-0.3	-0.04	-0.69	-0.25		-0.27	-0.19	-0.15	-0.22	-0.18	-0.31	-0.2	-0.18	-0.13	-0.21	0.18
Net Income	0.06	0.84	0.95	0.77	0.97	0.97	0.98	0.09	0.82	0.99	-0.27		0.86	0.58	0.94	0.95	0.99	0.86	0.6	0.26	0.52	0.04
Income Tax Expense	-0.17	0.63	0.81	0.54	0.94	0.94	0.93	-0.14	0.74	0.93	-0.19	0.86		0.2	0.79	0.89	0.86	0.99	0.28	0.0	0.19	0.08
Depreciation And Amortization	0.51	0.73	0.67	0.76	0.42	0.42	0.45	0.51	0.36	0.48	-0.15	0.58	0.2		0.65	0.47	0.54	0.19	0.88	0.66	0.87	-0.13
Selling General Administrative	0.11	0.85	1.0	0.8	0.91	0.91	0.91	0.12	0.7	0.92	-0.22	0.94	0.79	0.65		0.97	0.93	0.8	0.73	0.34	0.66	0.02
Selling And Marketing Expenses	-0.03	0.79	0.97	0.72	0.96	0.96	0.95	0.0	0.74	0.96	-0.18	0.95	0.89	0.47	0.97		0.95	0.89	0.56	0.19	0.48	0.06
Net Income From Continuing Ops	0.11	0.87	0.94	0.8	0.98	0.98	0.98	0.14	0.82	0.98	-0.31	0.99	0.86	0.54	0.93	0.95		0.86	0.61	0.31	0.53	-0.07
Tax Provision	-0.21	0.61	0.81	0.51	0.94	0.94	0.93	-0.18	0.75	0.93	-0.2	0.86	0.99	0.19	0.8	0.89	0.86		0.28	-0.04	0.18	0.15
Net Interest Income	0.66	0.84	0.72	0.88	0.5	0.5	0.51	0.66	0.33	0.52	-0.18	0.6	0.28	0.88	0.73	0.56	0.61	0.28		0.82	0.99	-0.31
Interest Income	0.96	0.72	0.33	0.8	0.17	0.17	0.19	0.96	0.07	0.19	-0.13	0.26	0.0	0.66	0.34	0.19	0.31	-0.04	0.82		0.87	-0.71
Reconciled Depreciation	0.72	0.82	0.64	0.87	0.41	0.41	0.43	0.72	0.28	0.43	-0.21	0.52	0.19	0.87	0.66	0.48	0.53	0.18	0.99	0.87		-0.38
Extraordinary Items	-0.75	-0.42	0.04	-0.49	0.05	0.05	0.05	-0.75	0.0	0.05	0.18	0.04	0.08	-0.13	0.02	0.06	-0.07	0.15	-0.31	-0.71	-0.38

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First Savings Account Relationship Matchups

First Savings income statement Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Interest Expense	8.1M	10.5M	41.7M	63.9M	73.5M	77.2M
Total Revenue	185.6M	122.4M	86.9M	134.4M	154.6M	162.3M
Gross Profit	179.3M	110.0M	86.9M	67.4M	77.5M	50.5M
Other Operating Expenses	145.7M	105.1M	78.7M	119.8M	137.8M	144.6M
Operating Income	40.0M	17.3M	8.2M	14.6M	16.8M	11.9M
Ebit	40.0M	17.3M	8.2M	14.6M	16.8M	11.9M
Ebitda	42.3M	19.8M	8.2M	17.0M	19.5M	13.0M
Cost Of Revenue	6.3M	12.5M	44.3M	67.0M	77.1M	80.9M
Total Operating Expenses	139.3M	92.7M	(78.7M)	52.8M	60.7M	30.7M
Income Before Tax	40.0M	17.3M	8.2M	14.6M	16.8M	11.1M
Total Other Income Expense Net	(11.9M)	(11.0M)	8.2M	(7.6M)	(6.9M)	(6.5M)
Net Income	29.6M	15.4M	8.2M	13.6M	15.6M	8.8M
Income Tax Expense	10.0M	1.9M	10K	1.0M	1.2M	2.1M
Depreciation And Amortization	2.3M	2.4M	2.3M	2.4M	2.7M	1.5M
Selling General Administrative	103.4M	62.1M	47.6M	34.1M	39.3M	29.6M
Selling And Marketing Expenses	6.6M	3.2M	2.0M	1.2M	1.4M	1.6M
Net Income Applicable To Common Shares	16.2M	33.4M	29.6M	16.4M	18.9M	10.4M
Net Income From Continuing Ops	30.0M	16.4M	8.2M	13.6M	15.6M	13.7M
Tax Provision	10.0M	2.4M	10K	1.0M	1.2M	1.1M
Net Interest Income	57.2M	59.9M	61.6M	56.5M	65.0M	48.1M
Interest Income	65.3M	70.3M	103.2M	120.4M	138.5M	145.4M
Reconciled Depreciation	2.3M	2.4M	2.5M	2.4M	2.7M	2.2M

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When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:

How To Invest In First

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Is First Stock a good investment?

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What is First Savings' Net Worth?

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Largest Banks - Regional Companies

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You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.097

Dividend Share

0.61

Earnings Share

2.81

Revenue Per Share

11.076

Quarterly Revenue Growth

0.126

The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Historical Income Statement

About First Income Statement Analysis

First Savings Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

Operating Income

First Savings income statement Correlations

First Savings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Savings income statement Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Cost Of Revenue	+ 1.0	Interest Expense
Selling General Administrative	+ 1.0	Gross Profit
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Ebitda	+ 1.0	Ebit
Other Operating Expenses	+ 0.99	Total Revenue

Extraordinary Items	- 0.75	Cost Of Revenue
Extraordinary Items	- 0.75	Interest Expense
Extraordinary Items	- 0.71	Interest Income
Total Other Income Expense Net	- 0.69	Total Operating Expenses
Extraordinary Items	- 0.49	Other Operating Expenses
Extraordinary Items	- 0.42	Total Revenue