First Financial Net Worth

First Financial Net Worth Breakdown

  THFF
The net worth of First Financial is the difference between its total assets and liabilities. First Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of First Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. First Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if First Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in First Financial stock.

First Financial Net Worth Analysis

First Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including First Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of First Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform First Financial's net worth analysis. One common approach is to calculate First Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares First Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing First Financial's net worth. This approach calculates the present value of First Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of First Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate First Financial's net worth. This involves comparing First Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into First Financial's net worth relative to its peers.

Enterprise Value

543.05 Million

To determine if First Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Financial's net worth research are outlined below:
Over 80.0% of the company shares are owned by institutional investors
On 15th of July 2025 First Financial paid $ 0.51 per share dividend to its current shareholders
Latest headline from news.google.com: First Financial Bankshares Shares Gap Up Following Earnings Beat - MarketBeat

First Financial Quarterly Good Will

100.03 Million

First Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
6th of February 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
6th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

First Financial Target Price Consensus

First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Buy
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

First Financial Target Price Projection

First Financial's current and average target prices are 56.06 and 56.67, respectively. The current price of First Financial is the price at which First Financial is currently trading. On the other hand, First Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

First Financial Market Quote on 19th of July 2025

Low Price55.82Odds
High Price57.41Odds

56.06

Target Price

Analyst Consensus On First Financial Target Price

Low Estimate51.57Odds
High Estimate62.9Odds

56.6667

Historical Lowest Forecast  51.57 Target Price  56.67 Highest Forecast  62.9
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on First Financial and the information provided on this page.

Know First Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as First Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Financial backward and forwards among themselves. First Financial's institutional investor refers to the entity that pools money to purchase First Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Acadian Asset Management Llc2025-03-31
196.9 K
Nuveen Asset Management, Llc2024-12-31
184.8 K
Jpmorgan Chase & Co2025-03-31
184.6 K
Nuveen, Llc2025-03-31
138.4 K
Northern Trust Corp2025-03-31
134 K
Hotchkis & Wiley Capital Management Llc2025-03-31
128.1 K
Arrowstreet Capital Limited Partnership2025-03-31
103.5 K
Goldman Sachs Group Inc2025-03-31
101.9 K
Renaissance Technologies Corp2025-03-31
92.4 K
Blackrock Inc2025-03-31
1.6 M
Dimensional Fund Advisors, Inc.2025-03-31
730.2 K
Note, although First Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow First Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 664.34 M.

Market Cap

523.98 Million

Project First Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.09  0.07 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.11 
The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.
When accessing First Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures First Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Financial's profitability and make more informed investment decisions.

Evaluate First Financial's management efficiency

First Financial has return on total asset (ROA) of 0.0105 % which means that it generated a profit of $0.0105 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1002 %, meaning that it created $0.1002 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, First Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, First Financial's Other Assets are most likely to increase significantly in the upcoming years. The First Financial's current Intangible Assets is estimated to increase to about 22.6 M, while Total Current Assets are projected to decrease to roughly 567.6 M.
Last ReportedProjected for Next Year
Book Value Per Share 46.48  48.81 
Tangible Book Value Per Share 36.19  38.00 
Enterprise Value Over EBITDA 9.94  15.32 
Price Book Value Ratio 0.99  1.52 
Enterprise Value Multiple 9.94  15.32 
Price Fair Value 0.99  1.52 
Enterprise Value522 M543.1 M
The strategic decisions made by First Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
3.3703
Revenue
215.6 M
Quarterly Revenue Growth
0.3
Revenue Per Share
18.236
Return On Equity
0.1002
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Rodger McHargue over a month ago
Acquisition by Rodger McHargue of 3880 shares of First Financial subject to Rule 16b-3
 
Krieble William Randolph over two months ago
Acquisition by Krieble William Randolph of tradable shares of First Financial at 48.0 subject to Rule 16b-3
 
Jensen Susan M over three months ago
Acquisition by Jensen Susan M of tradable shares of First Financial subject to Rule 16b-3
 
Norman Lowery over three months ago
Disposition of 1491 shares by Norman Lowery of First Financial at 43.03 subject to Rule 16b-3
 
Norman Lowery over six months ago
Disposition of 10387 shares by Norman Lowery of First Financial at 46.19 subject to Rule 16b-3
 
Jensen Susan M over six months ago
Acquisition by Jensen Susan M of tradable shares of First Financial at 49.755 subject to Rule 16b-3
 
Jensen Susan M over six months ago
Acquisition by Jensen Susan M of tradable shares of First Financial at 49.93 subject to Rule 16b-3
 
Jensen Susan M over six months ago
Acquisition by Jensen Susan M of tradable shares of First Financial at 43.3 subject to Rule 16b-3
 
Jensen Susan M over six months ago
Acquisition by Jensen Susan M of tradable shares of First Financial at 43.29 subject to Rule 16b-3
 
Panagouleas Stephen P over a year ago
Disposition of tradable shares by Panagouleas Stephen P of First Financial subject to Rule 16b-3
 
Norman Lowery over a year ago
Disposition of 4571 shares by Norman Lowery of First Financial at 45.29 subject to Rule 16b-3
 
Jensen Susan M over a year ago
Acquisition by Jensen Susan M of tradable shares of First Financial at 37.82 subject to Rule 16b-3

First Financial Corporate Filings

9th of July 2025
Other Reports
ViewVerify
8K
18th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
10th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
7th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
First Financial time-series forecasting models is one of many First Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Financial Earnings Estimation Breakdown

The calculation of First Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Financial is estimated to be 1.41 with the future projection ranging from a low of 1.38 to a high of 1.45. Please be aware that this consensus of annual earnings estimates for First Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.55
1.38
Lowest
Expected EPS
1.41
1.45
Highest

First Financial Earnings Projection Consensus

Suppose the current estimates of First Financial's value are higher than the current market price of the First Financial stock. In this case, investors may conclude that First Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
390.71%
1.55
1.41
4.62

First Financial Earnings History

Earnings estimate consensus by First Financial analysts from Wall Street is used by the market to judge First Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

First Financial Quarterly Gross Profit

60.54 Million

At this time, First Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The First Financial's current Price Earnings Ratio is estimated to increase to 15.48, while Retained Earnings Total Equity is projected to decrease to roughly 452.4 M. The First Financial's current Net Income Applicable To Common Shares is estimated to increase to about 85.9 M, while Common Stock Shares Outstanding is projected to decrease to roughly 10.4 M.
Hype
Prediction
LowEstimatedHigh
54.1455.9957.84
Details
Intrinsic
Valuation
LowRealHigh
50.4560.1562.00
Details
Naive
Forecast
LowNextHigh
52.5654.4056.25
Details
3 Analysts
Consensus
LowTargetHigh
51.5756.6762.90
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Financial. Your research has to be compared to or analyzed against First Financial's peers to derive any actionable benefits. When done correctly, First Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in First Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First Financial's stock price in the short term.

First Financial Earnings per Share Projection vs Actual

Actual Earning per Share of First Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Financial predict the company's earnings will be in the future. The higher the earnings per share of First Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Financial should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-04-22
2025-03-311.31.550.2519 
2025-02-04
2024-12-311.281.370.09
2024-10-22
2024-09-300.910.74-0.1718 
2024-07-23
2024-06-300.960.960.0
2024-04-30
2024-03-310.980.93-0.05
2024-01-30
2023-12-311.131.06-0.07
2023-10-24
2023-09-301.171.370.217 
2023-07-25
2023-06-301.221.330.11
2023-04-25
2023-03-311.251.330.08
2023-02-07
2022-12-311.361.370.01
2022-10-25
2022-09-301.351.50.1511 
2022-07-26
2022-06-301.091.270.1816 
2022-04-26
2022-03-311.011.670.6665 
2022-02-01
2021-12-311.10.58-0.5247 
2021-10-26
2021-09-301.171.240.07
2021-07-27
2021-06-300.891.240.3539 
2021-04-27
2021-03-310.810.950.1417 
2021-02-02
2020-12-310.881.150.2730 
2020-10-28
2020-09-300.731.020.2939 
2020-07-31
2020-06-300.610.870.2642 
2020-04-29
2020-03-310.640.890.2539 
2020-02-06
2019-12-310.991.050.06
2019-10-25
2019-09-300.920.930.01
2019-07-23
2019-06-300.841.020.1821 
2019-04-23
2019-03-310.820.79-0.03
2019-02-01
2018-12-310.910.9-0.01
2018-10-23
2018-09-300.890.920.03
2018-07-24
2018-06-300.841.250.4148 
2018-04-24
2018-03-310.760.73-0.03
2018-02-06
2017-12-310.710.730.02
2017-10-23
2017-09-300.70.720.02
2017-07-25
2017-06-300.690.68-0.01
2017-04-26
2017-03-310.640.770.1320 
2017-02-07
2016-12-310.670.680.01
2016-10-25
2016-09-300.660.670.01
2016-07-25
2016-06-300.610.680.0711 
2016-04-27
2016-03-310.561.080.5292 
2016-02-08
2015-12-310.620.56-0.06
2015-10-28
2015-09-300.610.650.04
2015-07-28
2015-06-300.60.54-0.0610 
2015-04-29
2015-03-310.610.6-0.01
2015-02-03
2014-12-310.620.710.0914 
2014-10-30
2014-09-300.60.620.02
2014-07-29
2014-06-300.60.630.03
2014-04-29
2014-03-310.570.590.02
2014-02-05
2013-12-310.550.670.1221 
2013-10-29
2013-09-300.540.640.118 
2013-07-29
2013-06-300.570.48-0.0915 
2013-04-29
2013-03-310.570.580.01
2013-02-08
2012-12-310.60.650.05
2012-10-30
2012-09-300.630.61-0.02
2012-07-30
2012-06-300.610.660.05
2012-04-26
2012-03-310.640.56-0.0812 
2012-01-31
2011-12-310.630.770.1422 
2011-10-20
2011-09-300.630.750.1219 
2011-07-21
2011-06-300.570.640.0712 
2011-04-22
2011-03-310.520.670.1528 
2011-01-26
2010-12-310.50.640.1428 
2010-10-22
2010-09-300.550.48-0.0712 
2010-07-22
2010-06-300.530.590.0611 
2010-04-23
2010-03-310.490.43-0.0612 
2010-01-28
2009-12-310.510.45-0.0611 
2009-10-27
2009-09-300.50.590.0918 
2009-08-03
2009-06-300.380.35-0.03
2009-04-29
2009-03-310.460.35-0.1123 
2009-01-28
2008-12-310.510.550.04
2008-10-28
2008-09-300.510.27-0.2447 
2008-07-24
2008-06-300.480.550.0714 
2008-04-16
2008-03-310.470.530.0612 
2008-01-18
2007-12-310.490.490.0
2007-10-19
2007-09-300.480.480.0
1996-10-29
1996-09-300.290.26-0.0310 

First Financial Corporate Management

Steven HollidayChief Credit Officer of First Financial Bank N.A. and VP of First Financial Bank N.A.Profile
Karen StinsonMilienuFirst OfficerProfile
Terry TevlinVice MarketingProfile
Bob RenockChief OfficerProfile
Mark FranklinSenior OfficerProfile
When determining whether First Financial is a strong investment it is important to analyze First Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Financial's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.679
Dividend Share
1.92
Earnings Share
4.62
Revenue Per Share
18.236
Quarterly Revenue Growth
0.3
The market value of First Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.