Flushing Financial Net Worth
Flushing Financial Net Worth Breakdown | FFIC |
Flushing Financial Net Worth Analysis
Flushing Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Flushing Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Flushing Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Flushing Financial's net worth analysis. One common approach is to calculate Flushing Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Flushing Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Flushing Financial's net worth. This approach calculates the present value of Flushing Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Flushing Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Flushing Financial's net worth. This involves comparing Flushing Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Flushing Financial's net worth relative to its peers.
To determine if Flushing Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Flushing Financial's net worth research are outlined below:
| The company reported the previous year's revenue of 408.09 M. Net Loss for the year was (31.33 M) with profit before overhead, payroll, taxes, and interest of 124.03 M. | |
| Flushing Financial has a strong financial position based on the latest SEC filings | |
| About 74.0% of the company shares are owned by institutional investors | |
| On 20th of June 2025 Flushing Financial paid $ 0.22 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Flushing Financial Earnings Expected to Grow What to Know Ahead of Next Weeks Release |
Flushing Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Flushing Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Flushing Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Flushing Financial Target Price Consensus
Flushing target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Flushing Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 4 | Buy |
Most Flushing analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Flushing stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Flushing Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFlushing Financial Target Price Projection
Flushing Financial's current and average target prices are 12.49 and 14.12, respectively. The current price of Flushing Financial is the price at which Flushing Financial is currently trading. On the other hand, Flushing Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Flushing Financial Market Quote on 21st of July 2025
Target Price
Analyst Consensus On Flushing Financial Target Price
Know Flushing Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Flushing Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Flushing Financial backward and forwards among themselves. Flushing Financial's institutional investor refers to the entity that pools money to purchase Flushing Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2025-03-31 | 541.1 K | Millennium Management Llc | 2025-03-31 | 523.1 K | Aqr Capital Management Llc | 2025-03-31 | 476 K | Acadian Asset Management Llc | 2025-03-31 | 453.8 K | Two Sigma Advisers, Llc | 2025-03-31 | 448.4 K | Gabelli Funds Llc | 2025-03-31 | 439.5 K | Two Sigma Investments Llc | 2025-03-31 | 436.3 K | Dana Investment Advisors Inc | 2025-03-31 | 415.3 K | Renaissance Technologies Corp | 2025-03-31 | 373.6 K | Blackrock Inc | 2025-03-31 | 3.3 M | Vanguard Group Inc | 2025-03-31 | 1.9 M |
Follow Flushing Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 421.87 M.Market Cap |
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Project Flushing Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.03) | (0.02) | |
| Return On Equity | (0.04) | (0.04) |
When accessing Flushing Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Flushing Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Flushing Financial's profitability and make more informed investment decisions.
Please note, the presentation of Flushing Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Flushing Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Flushing Financial's management manipulating its earnings.
Evaluate Flushing Financial's management efficiency
The current year's Return On Tangible Assets is expected to grow to -0.0033. The current year's Return On Capital Employed is expected to grow to -0.02. At present, Flushing Financial's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0, whereas Total Assets are forecasted to decline to about 4.8 B. Flushing Financial's management efficiency ratios could be used to measure how well Flushing Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 24.19 | 25.40 | |
| Tangible Book Value Per Share | 23.57 | 24.74 | |
| Enterprise Value Over EBITDA | (30.41) | (28.88) | |
| Price Book Value Ratio | 0.59 | 0.56 | |
| Enterprise Value Multiple | (30.41) | (28.88) | |
| Price Fair Value | 0.59 | 0.56 | |
| Enterprise Value | 145.6 M | 129.4 M |
The operational strategies employed by Flushing Financial management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Enterprise Value Revenue 6.4651 | Revenue | Quarterly Revenue Growth 0.197 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Flushing Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Flushing Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Flushing Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Flushing Financial Corporate Filings
8K | 18th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 13th of June 2025 Other Reports | ViewVerify | |
F4 | 22nd of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 17th of April 2025 Other Reports | ViewVerify |
Flushing Financial Earnings Estimation Breakdown
The calculation of Flushing Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Flushing Financial is estimated to be 0.32 with the future projection ranging from a low of 0.29 to a high of 0.33. Please be aware that this consensus of annual earnings estimates for Flushing Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.29 Lowest | Expected EPS | 0.33 Highest |
Flushing Financial Earnings Projection Consensus
Suppose the current estimates of Flushing Financial's value are higher than the current market price of the Flushing Financial stock. In this case, investors may conclude that Flushing Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Flushing Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of September 2025 | Current EPS (TTM) | |
| 4 | 67.82% | 0.0 | 0.32 | -1.46 |
Flushing Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Flushing Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Flushing Financial predict the company's earnings will be in the future. The higher the earnings per share of Flushing Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Flushing Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Flushing Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Flushing Financial should always be considered in relation to other companies to make a more educated investment decision.Flushing Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Flushing Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2025-04-21 | 2025-03-31 | 0.21 | 0.23 | 0.02 | 9 | ||
2025-01-23 | 2024-12-31 | 0.22 | 0.14 | -0.08 | 36 | ||
2024-10-24 | 2024-09-30 | 0.19 | 0.3 | 0.11 | 57 | ||
2024-07-29 | 2024-06-30 | 0.18 | 0.18 | 0.0 | 0 | ||
2024-04-23 | 2024-03-31 | 0.14 | 0.12 | -0.02 | 14 | ||
2024-01-25 | 2023-12-31 | 0.23 | 0.27 | 0.04 | 17 | ||
2023-10-31 | 2023-09-30 | 0.24 | 0.32 | 0.08 | 33 | ||
2023-07-25 | 2023-06-30 | 0.19 | 0.29 | 0.1 | 52 | ||
2023-04-25 | 2023-03-31 | 0.32 | 0.17 | -0.15 | 46 | ||
2023-01-26 | 2022-12-31 | 0.5 | 0.34 | -0.16 | 32 | ||
2022-10-25 | 2022-09-30 | 0.6 | 0.76 | 0.16 | 26 | ||
2022-07-26 | 2022-06-30 | 0.66 | 0.81 | 0.15 | 22 | ||
2022-04-26 | 2022-03-31 | 0.54 | 0.58 | 0.04 | 7 | ||
2022-01-27 | 2021-12-31 | 0.68 | 0.58 | -0.1 | 14 | ||
2021-10-26 | 2021-09-30 | 0.64 | 0.81 | 0.17 | 26 | ||
2021-07-27 | 2021-06-30 | 0.65 | 0.61 | -0.04 | 6 | ||
2021-04-27 | 2021-03-31 | 0.47 | 0.54 | 0.07 | 14 | ||
2021-01-28 | 2020-12-31 | 0.42 | 0.58 | 0.16 | 38 | ||
2020-10-27 | 2020-09-30 | 0.38 | 0.56 | 0.18 | 47 | ||
2020-07-21 | 2020-06-30 | 0.24 | 0.36 | 0.12 | 50 | ||
2020-04-28 | 2020-03-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2020-01-30 | 2019-12-31 | 0.42 | 0.4 | -0.02 | 4 | ||
2019-10-29 | 2019-09-30 | 0.41 | 0.43 | 0.02 | 4 | ||
2019-07-23 | 2019-06-30 | 0.45 | 0.42 | -0.03 | 6 | ||
2019-04-30 | 2019-03-31 | 0.39 | 0.33 | -0.06 | 15 | ||
2019-01-31 | 2018-12-31 | 0.48 | 0.54 | 0.06 | 12 | ||
2018-10-23 | 2018-09-30 | 0.48 | 0.54 | 0.06 | 12 | ||
2018-07-24 | 2018-06-30 | 0.48 | 0.49 | 0.01 | 2 | ||
2018-04-24 | 2018-03-31 | 0.44 | 0.37 | -0.07 | 15 | ||
2018-01-30 | 2017-12-31 | 0.43 | 0.33 | -0.1 | 23 | ||
2017-10-31 | 2017-09-30 | 0.44 | 0.37 | -0.07 | 15 | ||
2017-07-25 | 2017-06-30 | 0.41 | 0.46 | 0.05 | 12 | ||
2017-04-25 | 2017-03-31 | 0.33 | 0.4 | 0.07 | 21 | ||
2017-01-31 | 2016-12-31 | 0.39 | 0.4 | 0.01 | 2 | ||
2016-10-25 | 2016-09-30 | 0.39 | 0.39 | 0.0 | 0 | ||
2016-07-26 | 2016-06-30 | 0.38 | 0.39 | 0.01 | 2 | ||
2016-04-26 | 2016-03-31 | 0.34 | 0.33 | -0.01 | 2 | ||
2016-01-26 | 2015-12-31 | 0.39 | 0.4 | 0.01 | 2 | ||
2015-10-27 | 2015-09-30 | 0.38 | 0.38 | 0.0 | 0 | ||
2015-07-28 | 2015-06-30 | 0.38 | 0.37 | -0.01 | 2 | ||
2015-04-28 | 2015-03-31 | 0.33 | 0.31 | -0.02 | 6 | ||
2015-01-27 | 2014-12-31 | 0.39 | 0.44 | 0.05 | 12 | ||
2014-10-27 | 2014-09-30 | 0.38 | 0.38 | 0.0 | 0 | ||
2014-07-29 | 2014-06-30 | 0.38 | 0.4 | 0.02 | 5 | ||
2014-04-29 | 2014-03-31 | 0.34 | 0.36 | 0.02 | 5 | ||
2014-01-27 | 2013-12-31 | 0.33 | 0.44 | 0.11 | 33 | ||
2013-10-22 | 2013-09-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2013-07-23 | 2013-06-30 | 0.28 | 0.33 | 0.05 | 17 | ||
2013-04-23 | 2013-03-31 | 0.29 | 0.22 | -0.07 | 24 | ||
2013-01-29 | 2012-12-31 | 0.3 | 0.3 | 0.0 | 0 | ||
2012-10-23 | 2012-09-30 | 0.31 | 0.29 | -0.02 | 6 | ||
2012-07-24 | 2012-06-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2012-04-24 | 2012-03-31 | 0.27 | 0.24 | -0.03 | 11 | ||
2012-01-31 | 2011-12-31 | 0.29 | 0.26 | -0.03 | 10 | ||
2011-10-27 | 2011-09-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2011-07-26 | 2011-06-30 | 0.31 | 0.3 | -0.01 | 3 | ||
2011-04-26 | 2011-03-31 | 0.3 | 0.29 | -0.01 | 3 | ||
2011-01-25 | 2010-12-31 | 0.31 | 0.29 | -0.02 | 6 | ||
2010-10-19 | 2010-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2010-07-20 | 2010-06-30 | 0.28 | 0.27 | -0.01 | 3 | ||
2010-04-20 | 2010-03-31 | 0.26 | 0.27 | 0.01 | 3 | ||
2010-01-26 | 2009-12-31 | 0.22 | 0.25 | 0.03 | 13 | ||
2009-10-20 | 2009-09-30 | 0.25 | 0.28 | 0.03 | 12 | ||
2009-07-27 | 2009-06-30 | 0.18 | 0.27 | 0.09 | 50 | ||
2009-04-21 | 2009-03-31 | 0.24 | 0.2 | -0.04 | 16 | ||
2009-01-27 | 2008-12-31 | 0.31 | 0.31 | 0.0 | 0 | ||
2008-10-28 | 2008-09-30 | 0.35 | 0.25 | -0.1 | 28 | ||
2008-07-22 | 2008-06-30 | 0.34 | 0.32 | -0.02 | 5 | ||
2008-04-15 | 2008-03-31 | 0.28 | 0.36 | 0.08 | 28 | ||
2008-01-28 | 2007-12-31 | 0.27 | 0.22 | -0.05 | 18 | ||
2007-10-16 | 2007-09-30 | 0.27 | 0.29 | 0.02 | 7 | ||
2007-07-24 | 2007-06-30 | 0.25 | 0.24 | -0.01 | 4 | ||
2007-04-30 | 2007-03-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2007-01-30 | 2006-12-31 | 0.28 | 0.25 | -0.03 | 10 | ||
2006-10-17 | 2006-09-30 | 0.3 | 0.27 | -0.03 | 10 | ||
2006-07-25 | 2006-06-30 | 0.33 | 0.3 | -0.03 | 9 | ||
2006-04-18 | 2006-03-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2006-01-25 | 2005-12-31 | 0.33 | 0.32 | -0.01 | 3 | ||
2005-10-18 | 2005-09-30 | 0.34 | 0.33 | -0.01 | 2 | ||
2005-07-19 | 2005-06-30 | 0.34 | 0.33 | -0.01 | 2 | ||
2005-04-19 | 2005-03-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2005-01-25 | 2004-12-31 | 0.36 | 0.28 | -0.08 | 22 | ||
2004-10-19 | 2004-09-30 | 0.35 | 0.35 | 0.0 | 0 | ||
2004-07-20 | 2004-06-30 | 0.34 | 0.34 | 0.0 | 0 | ||
2004-04-22 | 2004-03-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2004-01-27 | 2003-12-31 | 0.31 | 0.32 | 0.01 | 3 | ||
2003-10-21 | 2003-09-30 | 0.3 | 0.31 | 0.01 | 3 | ||
2003-07-16 | 2003-06-30 | 0.3 | 0.29 | -0.01 | 3 | ||
2003-04-15 | 2003-03-31 | 0.28 | 0.3 | 0.02 | 7 | ||
2003-01-29 | 2002-12-31 | 0.26 | 0.28 | 0.02 | 7 | ||
2002-10-16 | 2002-09-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2002-07-17 | 2002-06-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2002-04-17 | 2002-03-31 | 0.22 | 0.24 | 0.02 | 9 | ||
2002-01-23 | 2001-12-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2001-10-17 | 2001-09-30 | 0.19 | 0.19 | 0.0 | 0 | ||
2001-07-18 | 2001-06-30 | 0.19 | 0.19 | 0.0 | 0 | ||
2001-04-19 | 2001-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2001-01-24 | 2000-12-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2000-10-18 | 2000-09-30 | 0.17 | 0.16 | -0.01 | 5 | ||
2000-07-19 | 2000-06-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2000-04-19 | 2000-03-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2000-01-26 | 1999-12-31 | 0.15 | 0.16 | 0.01 | 6 | ||
1999-10-20 | 1999-09-30 | 0.14 | 0.16 | 0.02 | 14 | ||
1999-07-21 | 1999-06-30 | 0.14 | 0.15 | 0.01 | 7 | ||
1999-04-16 | 1999-03-31 | 0.12 | 0.14 | 0.02 | 16 | ||
1999-01-28 | 1998-12-31 | 0.12 | 0.12 | 0.0 | 0 | ||
1998-10-21 | 1998-09-30 | 0.14 | 0.12 | -0.02 | 14 | ||
1998-07-21 | 1998-06-30 | 0.11 | 0.11 | 0.0 | 0 | ||
1998-04-23 | 1998-03-31 | 0.09 | 0.09 | 0.0 | 0 | ||
1998-01-30 | 1997-12-31 | 0.08 | 0.09 | 0.01 | 12 | ||
1997-10-27 | 1997-09-30 | 0.08 | 0.09 | 0.01 | 12 | ||
1997-07-24 | 1997-06-30 | 0.07 | 0.09 | 0.02 | 28 | ||
1997-04-24 | 1997-03-31 | 0.06 | 0.07 | 0.01 | 16 | ||
1997-01-31 | 1996-12-31 | 0.06 | 0.07 | 0.01 | 16 | ||
1996-10-18 | 1996-09-30 | 0.06 | 0.06 | 0.0 | 0 | ||
1996-07-24 | 1996-06-30 | 0.06 | 0.06 | 0.0 | 0 |
Flushing Financial Corporate Management
| Francis Korzekwinski | Chief of Real Estate Lending, Sr. Executive VP, Chief of Real Estate Lending of Flushing Bank and Executive VP of Flushing Bank | Profile | |
| Douglas Liang | Senior Officer | Profile | |
| Douglas Esq | Senior Counsel | Profile | |
| Patricia Tiffany | Senior Marketing | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Flushing Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flushing Financial. If investors know Flushing will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flushing Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.152 | Dividend Share 0.88 | Earnings Share (1.46) | Revenue Per Share | Quarterly Revenue Growth 0.197 |
The market value of Flushing Financial is measured differently than its book value, which is the value of Flushing that is recorded on the company's balance sheet. Investors also form their own opinion of Flushing Financial's value that differs from its market value or its book value, called intrinsic value, which is Flushing Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flushing Financial's market value can be influenced by many factors that don't directly affect Flushing Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flushing Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.