Hanmi Financial Stock Analysis

HAFC Stock  USD 26.21  0.28  1.08%   
Hanmi Financial is undervalued with Real Value of 28.38 and Target Price of 27.0. The main objective of Hanmi Financial stock analysis is to determine its intrinsic value, which is an estimate of what Hanmi Financial is worth, separate from its market price. There are two main types of Hanmi Financial's stock analysis: fundamental analysis and technical analysis.
The Hanmi Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Hanmi Financial's ongoing operational relationships across important fundamental and technical indicators.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.

Hanmi Stock Analysis Notes

About 94.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.04. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hanmi Financial has Price/Earnings To Growth (PEG) ratio of 2.14. The entity last dividend was issued on the 5th of May 2025. The firm had 1:8 split on the 19th of December 2011. Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company was founded in 1982 and is headquartered in Los Angeles, California. Hanmi Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 586 people. To learn more about Hanmi Financial call the company at 213 382 2200 or check out https://www.hanmi.com.

Hanmi Financial Quarterly Total Revenue

106.98 Million

Hanmi Financial Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Hanmi Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Hanmi Financial or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Hanmi Financial has a strong financial position based on the latest SEC filings
Over 94.0% of the company shares are owned by institutional investors
Latest headline from simplywall.st: What Hanmi Science Co., Ltd.s 29 percent Share Price Gain Is Not Telling You

Hanmi Financial Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Hanmi Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Hanmi Largest EPS Surprises

Earnings surprises can significantly impact Hanmi Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2013-04-25
2013-03-310.290.320.0310 
2015-10-27
2015-09-300.40.440.0410 
2015-04-23
2015-03-310.310.350.0412 
View All Earnings Estimates

Hanmi Financial Environmental, Social, and Governance (ESG) Scores

Hanmi Financial's ESG score is a quantitative measure that evaluates Hanmi Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Hanmi Financial's operations that may have significant financial implications and affect Hanmi Financial's stock price as well as guide investors towards more socially responsible investments.

Hanmi Stock Institutional Investors

Shares
Aqr Capital Management Llc2025-03-31
621.1 K
Stieven Capital Advisors, L.p.2025-03-31
608.1 K
Morgan Stanley - Brokerage Accounts2025-03-31
508.8 K
Hotchkis & Wiley Capital Management Llc2025-03-31
500.3 K
Acadian Asset Management Llc2025-03-31
480.5 K
Bank Of New York Mellon Corp2025-03-31
467.1 K
Amvescap Plc.2025-03-31
445.6 K
Bridgeway Capital Management, Llc2025-03-31
382.1 K
Charles Schwab Investment Management Inc2025-03-31
358.6 K
Blackrock Inc2025-03-31
4.4 M
Vanguard Group Inc2025-03-31
2.2 M
Note, although Hanmi Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Hanmi Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 783.4 M.

Hanmi Profitablity

The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.42 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.42.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.09  0.09 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.09 

Management Efficiency

At present, Hanmi Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Hanmi Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Debt To Assets is expected to grow to 0.06, whereas Total Assets are forecasted to decline to about 4.4 B. Hanmi Financial's management efficiency ratios could be used to measure how well Hanmi Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 24.39  30.02 
Tangible Book Value Per Share 24.02  24.97 
Enterprise Value Over EBITDA 8.39  8.81 
Price Book Value Ratio 0.97  1.63 
Enterprise Value Multiple 8.39  8.81 
Price Fair Value 0.97  1.63 
Enterprise Value113.7 M101.1 M
The strategic decisions made by Hanmi Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.0438
Operating Margin
0.4179
Profit Margin
0.2791
Forward Dividend Yield
0.0438
Beta
0.703

Technical Drivers

As of the 21st of July, Hanmi Financial retains the Downside Deviation of 1.39, risk adjusted performance of 0.2088, and Market Risk Adjusted Performance of 0.3393. Hanmi Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Hanmi Financial Price Movement Analysis

The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Simple Moving Average indicator is calculated by adding the closing price of Hanmi Financial for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Hanmi Financial short-term fluctuations and highlight longer-term trends or cycles.

Hanmi Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Hanmi Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Hanmi Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Hanmi Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Hanmi Financial Outstanding Bonds

Hanmi Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Hanmi Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Hanmi bonds can be classified according to their maturity, which is the date when Hanmi Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Hanmi Financial Predictive Daily Indicators

Hanmi Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Hanmi Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Hanmi Financial Corporate Filings

F4
29th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
9th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
6th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
22nd of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
16th of April 2025
Other Reports
ViewVerify
F4
2nd of April 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Hanmi Financial Forecast Models

Hanmi Financial's time-series forecasting models are one of many Hanmi Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Hanmi Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Hanmi Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Hanmi Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Hanmi shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Hanmi Financial. By using and applying Hanmi Stock analysis, traders can create a robust methodology for identifying Hanmi entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.21  0.18 
Operating Profit Margin 0.21  0.18 
Net Profit Margin 0.14  0.11 
Gross Profit Margin 0.53  0.54 

Current Hanmi Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Hanmi analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Hanmi analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
27.0Buy4Odds
Hanmi Financial current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Hanmi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Hanmi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Hanmi Financial, talking to its executives and customers, or listening to Hanmi conference calls.
Hanmi Analyst Advice Details

Hanmi Stock Analysis Indicators

Hanmi Financial stock analysis indicators help investors evaluate how Hanmi Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Hanmi Financial shares will generate the highest return on investment. By understating and applying Hanmi Financial stock analysis, traders can identify Hanmi Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow302.3 M
Long Term Debt168.1 M
Common Stock Shares Outstanding30.1 M
Total Stockholder Equity732.2 M
Total Cashflows From Investing Activities-107.5 M
Tax Provision26.4 M
Quarterly Earnings Growth Y O Y0.16
Property Plant And Equipment Net21.4 M
Cash And Short Term Investments1.2 B
Cash304.8 M
Accounts Payable34.8 M
Net Debt88.3 M
50 Day M A24.0798
Total Current Liabilities6.7 B
Other Operating Expenses340.9 M
Non Current Assets Total6.4 B
Forward Price Earnings8.6207
Non Currrent Assets Other177.2 M
Stock Based Compensation3.6 M

Complementary Tools for Hanmi Stock analysis

When running Hanmi Financial's price analysis, check to measure Hanmi Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanmi Financial is operating at the current time. Most of Hanmi Financial's value examination focuses on studying past and present price action to predict the probability of Hanmi Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanmi Financial's price. Additionally, you may evaluate how the addition of Hanmi Financial to your portfolios can decrease your overall portfolio volatility.
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