Heritage Financial Stock Options
| HFWA Stock | USD 24.99 0.18 0.73% |
Heritage Financial's latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.6 with a put-to-call open interest ratio of 64.4 over 16 outstanding agreements suggesting investors are buying way more puts than calls on contracts expiring on September 19th 2025.
Open Interest Against September 19th 2025 Option Contracts
2025-09-19
The chart above shows Heritage Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Heritage Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Heritage Financial's option, there is no secondary market available for investors to trade.
In The Money vs. Out of Money Option Contracts on Heritage Financial
Analyzing Heritage Financial's in-the-money options over time can help investors to take a profitable long position in Heritage Financial regardless of its overall volatility. This is especially true when Heritage Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Heritage Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Heritage Financial's stock while costing only a fraction of its price.
Heritage Financial's stock options are financial instruments that give investors the right to buy or sell shares of Heritage Financial common stock at a specified price for a given time period. Generally speaking, an option to purchase or sell Heritage stock makes it part of the underlying stock when the option's price is tied to the movement of the underlying stock. If Heritage Financial's stock price goes up or down, the stock options follow.
At present, Heritage Financial's Liabilities And Stockholders Equity is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 906.7 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20.8 M. Heritage Financial In The Money Call Balance
When Heritage Financial's strike price is surpassing the current stock price, the option contract against Heritage Financial stock is said to be in the money. When it comes to buying Heritage Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Heritage Financial are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.
Heritage Current Options Market Mood
Heritage Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Heritage Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.
Put-to-Call Open Interest
Put-to-Call Volume
Most options investors, including buyers and sellers of Heritage Financial's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Heritage Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.
Rule 16 of the current Heritage contract
Base on the Rule 16, the options market is currently suggesting that Heritage Financial will have an average daily up or down price movement of about 0.0375% per day over the life of the 2025-09-19 option contract. With Heritage Financial trading at USD 24.99, that is roughly USD 0.009371. If you think that the market is fully incorporating Heritage Financial's daily price movement you should consider buying Heritage Financial options at the current volatility level of 0.6%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Heritage Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Heritage calls. Remember, the seller must deliver Heritage Financial stock to the call owner when a call is exercised.
Heritage Financial Option Chain
When Heritage Financial's strike price is surpassing the current stock price, the option contract against Heritage Financial stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Heritage Financial's option chain is a display of a range of information that helps investors for ways to trade options on Heritage. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Heritage. It also shows strike prices and maturity days for a Heritage Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone. | Open Int | Strike Price | Current Spread | Last Price | |||
Call | HFWA250919C00035000 | 0 | 35.0 | 0.0 - 0.25 | 0.25 | |
Call | HFWA250919C00030000 | 0 | 30.0 | 0.0 - 1.75 | 1.75 | |
Call | HFWA250919C00025000 | 5 | 25.0 | 0.0 - 1.75 | 0.7 | Out |
Call | HFWA250919C00022500 | 0 | 22.5 | 0.0 - 3.5 | 1.95 | In |
Call | HFWA250919C00020000 | 0 | 20.0 | 1.85 - 5.7 | 1.85 | In |
Call | HFWA250919C00017500 | 0 | 17.5 | 3.9 - 8.1 | 3.9 | In |
Call | HFWA250919C00015000 | 0 | 15.0 | 6.6 - 10.5 | 6.6 | In |
Call | HFWA250919C00012500 | 0 | 12.5 | 9.4 - 13.0 | 9.4 | In |
Put | HFWA250919P00035000 | 0 | 35.0 | 9.5 - 12.6 | 9.5 | In |
Put | HFWA250919P00030000 | 0 | 30.0 | 5.2 - 8.6 | 5.2 | In |
Put | HFWA250919P00025000 | 0 | 25.0 | 0.0 - 4.4 | 2.45 | In |
Put | HFWA250919P00022500 | 0 | 22.5 | 0.0 - 2.15 | 1.05 | |
Put | HFWA250919P00020000 | 0 | 20.0 | 0.0 - 1.7 | 1.7 | |
Put | HFWA250919P00017500 | 322 | 17.5 | 0.05 - 0.35 | 0.05 | Out |
Put | HFWA250919P00015000 | 0 | 15.0 | 0.0 - 0.75 | 0.75 | |
Put | HFWA250919P00012500 | 0 | 12.5 | 0.0 - 4.2 | 4.2 |
Heritage Financial Selling And Marketing Expenses Over Time
Selling And Marketing Expenses |
| Timeline |
Heritage Liabilities And Stockholders Equity
Liabilities And Stockholders Equity |
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Heritage Financial Corporate Management
| Bryan McDonald | Chief Lending Officer and Executive VP | Profile | |
| Anthony Chalfant | Executive Officer | Profile | |
| Kaylene Lahn | Senior Secretary | Profile | |
| Cindy Hirman | Executive Bank | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. For information on how to trade Heritage Stock refer to our How to Trade Heritage Stock guide.You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Financial. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.5 | Dividend Share 0.93 | Earnings Share 1.48 | Revenue Per Share 6.446 | Quarterly Revenue Growth 0.218 |
The market value of Heritage Financial is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Financial's value that differs from its market value or its book value, called intrinsic value, which is Heritage Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Financial's market value can be influenced by many factors that don't directly affect Heritage Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.