Joseph Lacher - Kemper CEO

KMPR Stock  USD 58.39  0.10  0.17%   

CEO

Mr. Joseph P. Lacher, Jr., is President, Chief Executive Officer, Director of the Company. Mr. Lacher has served as President and Chief Executive Officer of the Company since November 2015. Mr. Lacher previously served in other senior executive roles in the insurance industry. From November 2009 to July 2011, Mr. Lacher was President of Allstate Protection, a unit of Allstate Corporationrationration, where he led the companys property and casualty offerings serving more than 17 million American households. Prior to Allstate, Mr. Lacher spent 18 years at The Travelers Companies, Inc., most recently serving as Executive Vice President Personal Insurance from 2002 to 2009 and additionally as Executive Vice President Select Accounts from 2006 to 2009 since 2021.
Age 55
Tenure 3 years
Address 200 East Randolph Street, Chicago, IL, United States, 60601
Phone312 661 4600
Webhttps://www.kemper.com
Lacher’s senior executive experience in the insurance industry provides valued expertise and perspective to the Board. In his role as the Company’s Chief Executive Officer, he fills a critical role as liaison between the Board and the members of the Company’s executive and operational teams. His strong industry background and insights complement the broad business backgrounds and skills of the other members of the Board.

Joseph Lacher Latest Insider Activity

Tracking and analyzing the buying and selling activities of Joseph Lacher against Kemper stock is an integral part of due diligence when investing in Kemper. Joseph Lacher insider activity provides valuable insight into whether Kemper is net buyers or sellers over its current business cycle. Note, Kemper insiders must abide by specific rules, including filing SEC forms every time they buy or sell Kemper'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Kemper Management Efficiency

As of 05/02/2024, Return On Tangible Assets is likely to grow to -0.02. In addition to that, Return On Capital Employed is likely to grow to -0.06. At this time, Kemper's Intangible Assets are relatively stable compared to the past year. As of 05/02/2024, Other Assets is likely to grow to about 11.4 B, while Non Current Assets Total are likely to drop slightly above 48.1 M. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Kemper until it has trouble settling it off, either with new capital or with free cash flow. So, Kemper's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Kemper sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Kemper to invest in growth at high rates of return. When we think about Kemper's use of debt, we should always consider it together with cash and equity.

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Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. Kemper Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 10300 people. Kemper (KMPR) is traded on New York Stock Exchange in USA. It is located in 200 East Randolph Street, Chicago, IL, United States, 60601 and employs 8,100 people. Kemper is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Kemper Leadership Team

Elected by the shareholders, the Kemper's board of directors comprises two types of representatives: Kemper inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Kemper. The board's role is to monitor Kemper's management team and ensure that shareholders' interests are well served. Kemper's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Kemper's outside directors are responsible for providing unbiased perspectives on the board's policies.
James McKinney, Chief Financial Officer, Executive Vice President
Stuart Parker, Independent Director
Charles Brooks, Executive Vice President - Operations and Systems
Cheryl Neal, President - Kemper Life
Anastasios Omiridis, Senior Vice President, Deputy Chief Financial Officer and Principal Accounting Officer
Lisa King, Vice President - Human Resources
Matthew Hunton, President of Kemper Auto
Bradley CFA, Executive CFO
Mark Green, Executive Vice President - Business Development and Reinsurance
Kathleen Cronin, Independent Director
Kan Lau, Senior Vice President , Chief Data Analytics Officer
James Alexander, Senior Officer
Michael Marinaccio, IR Contact Officer
Thomas Goldstein, Director
Teresa Canida, Independent Director
Douglas Geoga, Independent Director
Frank Sodaro, CFO and Sr. VP
Denise Lynch, Property and Casualty Group Executive
Tim Stonehocker, President - Life and Health Division
Lacy Johnson, Independent Director
Carl Evans, General VP
Christine Mullins, Chief Human Resource Officer, Senior Vice President
Christopher Sarofim, Director
Gerald Laderman, Independent Director
Barbara Ciesemier, Assistant Communications
Diana HickertHill, IR Contact Officer
Richard Roeske, Chief Accounting Officer and VP
Duane Sanders, Executive Vice President and President - Property & Casualty Division
John Boschelli, Executive Vice President, Chief Investment Officer
David Storch, Lead Independent Director
Robert Otis, Senior Vice President - Preferred Home and Auto
Robert Joyce, Independent Chairman of the Board
Thomas Evans, General Counsel
Kimberly Holmes, Executive Vice President, Chief Actuary and Strategic Analytics Officer
Ismat Aziz, Chief Human Resource Officer, Executive Vice President, Chief Administrative Officer
C Evans, Executive Vice President General Counsel, Secretary
Erich Sternberg, Executive Vice President and Presidentident - Life and Health Division
George Cochran, Independent Director
George Dufala, Senior Vice President and President - Property and Casualty Division
Susan Whiting, Independent Director
Jason Gorevic, Independent Director
Nanette Hoff, Deputy General Counsel
Joseph Lacher, CEO and President Member of The Board of Directors and Member of Investment Committee
Karen Guerra, Vice Relations

Kemper Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Kemper a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Kemper Investors Sentiment

The influence of Kemper's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Kemper. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Kemper's public news can be used to forecast risks associated with an investment in Kemper. The trend in average sentiment can be used to explain how an investor holding Kemper can time the market purely based on public headlines and social activities around Kemper. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Kemper's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Kemper's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Kemper's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Kemper.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Kemper in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Kemper's short interest history, or implied volatility extrapolated from Kemper options trading.

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When determining whether Kemper is a strong investment it is important to analyze Kemper's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Kemper's future performance. For an informed investment choice regarding Kemper Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kemper. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in american community survey.
To learn how to invest in Kemper Stock, please use our How to Invest in Kemper guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.

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When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.
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Is Kemper's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kemper. If investors know Kemper will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kemper listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.947
Dividend Share
1.24
Earnings Share
(4.25)
Revenue Per Share
77.23
Quarterly Revenue Growth
(0.14)
The market value of Kemper is measured differently than its book value, which is the value of Kemper that is recorded on the company's balance sheet. Investors also form their own opinion of Kemper's value that differs from its market value or its book value, called intrinsic value, which is Kemper's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kemper's market value can be influenced by many factors that don't directly affect Kemper's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kemper's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kemper is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kemper's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.